What You Need to Know about Home Owners Associations

Category: Active adult communities

October 16, 2012 — Few topics can generate strong opinions like Home Owner Associations (HOAs). There are people who have a visceral reaction to them, while others see them as a necessary and beneficial part of living together in a community. In today’s update to our original 2009 article, Joe West, one of the most knowledgeable people in the country on HOAs and CEO of Community Associations Network, shares his expertise on the basics everyone should know before they commit to living in any (more…)

Posted by Admin on October 15th, 2012

How Would You Fix Medicare?

Category: Health Issues

The Obama and Romney campaigns are both keeping their plans for fixing Medicare a secret. So here is your chance to tell them how it should be done – if you were in charge how would you fix Medicare so this cherished benefit is there for the next generation?

Take our short survey and let Washington know what you think! Take this quick Medicare Survey and we’ll report back on the results in Part 2, PLUS, random survey respondents will win copies of 1 of 2 books – either Jan Cullinane’s “Single Woman’s Guide to Retirement”, or Lucy Burdette’s “Death in Four Courses”. We will also report back in a future article on your recommended solutions, plus how you and your fellow members are using the various Parts (A, B, C, D) of Medicare , likes and dislikes.

This survey is now closed. See the results: “Topretirements Members to Washington: We Like Medicare, Keep It That Way!”

Meanwhile, don’t miss Part 1 or our new series: Your Guide to Medicare 101

Posted by Admin on October 10th, 2012

So You’re Turning 65: Your Medicare Guide 101

Category: Health Issues

Updated May 17, 2016Note: Although the basics about Medicare are unchanged, the amount you pay in premiums and deductibles changes over time. This updates the figures in the original article from 2012

— Believe it or not, there is some good news about your turning 65 – you are now old enough to be eligible for Medicare! Cheer up, the worst of your medical insurance worries are over, particularly if you retired early and are not covered by an employer plan. Most people in the Medicare system are grateful for the coverage and peace of mind it provides.

This 101 article, part 1 in a series, is meant to address the concerns we know many of you have about how to get started with Medicare. Using information from the very helpful Medicare.gov site and in particular its FAQ feature, we’ll explain exactly what the program is and outline the many options it can provide, so you can both rest (more…)

Posted by Admin on October 8th, 2012

Quiz: Is This the Right Time for You to Retire?

Category: Retirement Planning

October 2, 2012 — Remember when you were in your 30’s or 40’s and some guy at a party would ask people “What their number was?” As in, how much money do they have to have stashed away before they could take their job and shove it. Those days might seem pretty far away now, as our natural dates for retirement get closer and closer. This article will ask you some questions to help you determine if this is the right time for you to retire.

Retirement is a big step. Once retired, it is hard to reverse that decision, (more…)

Posted by Admin on October 2nd, 2012

New Retirement Guide for Single Women: A Practical New Reference

Category: Retirement Planning

October 1, 2012 — If you are one of the more than 25 million single women over 45 then you might appreciate a new and essential reference that hits bookstores this week, “The Single Woman’s Guide to Retirement,” by Jan Cullinane. Many of our regular readers will recognize this name – Jan has been a frequent contributor to this site, both for her articles (see list at ebd) and for her many insightful additions to Blog posts and Discussion topics.

Jan’s new book (her previous one in this area was “The New Retirement”) is just the kind of read that we look forward to opening. It is practical and entertaining at the same time. Jan doesn’t waste (more…)

Posted by Admin on October 1st, 2012