Renting vs. Buying – Which Is Better in Retirement?

Category: Retirement Real Estate

April 29, 2016 — One of the biggest considerations most Americans face is determining if, and when, it makes sense to buy a home. In retirement, however, the question becomes a different one: “Should I remain a homeowner?” For all Americans, one recent study by Trulia.com found it is more cost effective to buy than rent. But what about for retirees? Trulia found that it is 41.8% cheaper for retirees to buy than rent in all major US metros. The issue is not quite that simple though, as there are emotional and practical considerations as well as financial ones.

We were very pleased that Trulia reached out to Topretirements for this article, providing us with custom data for our Top 10 Most Popular Places to Retire. This data, presented (more…)

Posted by Admin on April 29th, 2016

7 Key Steps If You Lose Your Smart Phone

Category: Home and Garden

April 19, 2017 — Just about everybody has an iPhone, smart phone, or at least a vintage flip phone. If you own one of the former two devices, you have made a significant investment, one that would hurt if you lost it. Unfortunately you could experience that pain all too easily if you lose it (done that several times!), take it swimming (that too), or have it stolen. This article will focus on what to do if you lose your phone, and why you have pretty good odds of finding it again, if you take the right steps.

Although Apple claims in advertising that the iPhone 6 starts at $200, higher performance models can easily go to $400 (plus a $450 subsidy from your carrier). But by the time you attach it to a 2 year plan, your total cost will probably not be less than $500 and could go over $1000 (See ZDNet article on costs). Models from other manufacturers are also expensive.

Ouch
So when your editor lost his (more…)

Posted by Admin on April 19th, 2016

Sandy and Annie’s Quest for the Perfect Place to Retire

Category: Best Retirement Towns and States

April 11, 2016 — We love hearing stories from real people about their adventures in finding the perfect place to retire. So we were very fortunate recently to get an in depth interview from 2 old friends, Sandy and Ann, who shared their retirement search adventures. We hope you will find it interesting and instructive. (Don’t miss the Further Reading section at the end – over the years we have interviewed a whole lot of people about their retirement search experiences – and the links to those stories are all there!)

Prior to retirement the pair lived in a comfortable New York suburb, from which they commuted to successful careers in the Big Apple. Their enviable lifestyle included frequent ski trips to Vermont in winter and a busy social life at a country club the rest of the year. But when it came time for retirement, both were interested in a change of scenery. They agreed on two main motivations: to have easier access to outdoor recreation opportunities like hiking, biking, and skiing; and to escape New York’s expensive cost of living and real estate taxes.

Looking down south
Like so many others, they were faced with a big (more…)

Posted by Admin on April 11th, 2016

Best and Worst Places to Retire Lists: Worth the Time It Takes to Read Them?

Category: Best Retirement Towns and States

April 6, 2016 — Are any of the Best States to Retire” lists you see so frequently worth the few minutes it takes you to read them? That is a pretty good question, since A: there are so many to read, and B: they seem to contradict themselves more than they agree. This article will illustrate the many ways that 2 recent lists differ from one another, along with the few ways they coincide. We will also see how these lists best and worst selections compare with the last 2 editions of Topretirements “Best (and Worst) States” lists. All of which has us shaking our heads at the general lack of agreement!

Every time we publish one of these types of lists we can count on a few readers taking a shot at why we picked this or that place, or why we didn’t include yet another. That is understandable, as even when objective criteria are used to make the (more…)

Posted by Admin on April 5th, 2016

KILLER TAKEOUT: #7 in the Key West food critic series hits bookstores today!

Category: Adventurous retirement

Editor’s Note: This announcement of her 7th Key West food critic mystery is from Lucy Burdette, aka Mrs. Topretirements.com
April 5, 2016 — Killer Takeout by Lucy Burdette takes place during Fantasy Fest, a zany ten-day festival beginning with the unofficial zombie bike ride, and ending with an enormous, creative parade winding from the Truman waterfront across the length of Duval Street.

The research necessary to write this book was arduous, as always. For his part Mr. Top Retirements was a super good sport, as we got our faces painted like zombies for the bike ride, trotted around town in tutus (no body paint costumes for us though), and served as Fantasy Fest parade ambassadors. We also ate every kind of takeout we could get our hands on–because what seasoned food critic tries to elbow her way into a restaurant with 90,000 visitors crammed onto the island? The only research we avoided was experiencing a hurricane, which to me would be much more scary than zombies or people wearing body paint only.

You can buy the book in your favorite local bookstore or from Amazon.
2-zombies

Posted by Admin on April 5th, 2016

Topretirements Publisher Featured in “Where to Locate” Podcast

Category: Uncategorized

April 2, 2016 — We were recently quite flattered to be asked to be featured in a podcast for RetirementJourneys.com. Ted Carr, its President, asked some very helpful questions. It was a good challenge to re-think many of our positions on and reasons for choosing a place to retire. We hope you will find our comments and observations, as well as the RetirementJourneys.com website, interesting.

jbrady-podcast

Let us know in the Comments section below if you have any feedback.

Posted by Admin on April 1st, 2016