Empty Nesters Spending Too Much, Saving Too Little

Category: Financial and taxes in retirement

May 25, 2016 — We’ve seen a flurry of studies articles over the past few months that suggest that empty nesters aren’t doing a good enough job of saving. It seems like once the kids and the costs associated with them are gone, most people spend the extra money instead of save it. The overall findings are troubling, since so many people are expected to have a very hard time maintaining their pre-retirement lifestyles. We just hope you are among the folks who have saved enough!

Here are some of the articles and links: (more…)

Posted by Admin on May 24th, 2016

11 Small Cities Perfect for Your Retirement

Category: Best Retirement Towns and States

May 24, 2016 — Does the idea of retiring to a small town seem nice, but just a little too confining? Or do the bright city lights get you excited – until you realize the urban pace might be too big, too intense, too congested, too expensive for a retirement lifestyle? If you are torn between the two, perhaps you should consider a small city, where you can experience the best of both worlds – retirement on a smaller, more livable scale, along with plenty of excitement, restaurants, and happenings to enjoy.

To produce this article we searched for smaller cities that are perfect for retirement. We tried to avoid places that get mentioned over and over again, or that are more popular as tourist destinations than as a place to live in retirement. Our criteria were relatively simple:

– City population between 100,000 – 250,000 (our definition, and hard to measure precisely)
– A distinct city center that is bustling day and night
– Advantage given to towns located in the Sunbelt or slightly warmer climates, since most retirees have that preference
– Not prohibitively expensive

11 Great Small Cities for Retirement
Here is what we came up with, using popularity figures (more…)

Posted by Admin on May 23rd, 2016

Updated Article: So You Are Turning 65 – Medicare and You 101

Category: Health Issues

May 17, 2016 — We have just updated Part I of our “So You Are Turning 65: Medicare and You 101” article. The revisions include up to date premium and deductible numbers for 2016, among other improvements. There had been a flurry of recent Comments made to this article and our “Open Enrollment Season Opens for Medicare and Obamacare” piece, so it seemed like an excellent time to get it up to date.

Posted by Admin on May 17th, 2016

Peter and Sally’s Adventures Along the Way to Retirement

Category: Adventurous retirement

“Life is a series of natural and spontaneous changes. Don’t resist them; that only creates sorrow. Let reality be reality. Let things flow naturally forward in whatever way they like.”
Lao Tzu, philosopher.

By Peter and Sally
Our friends Peter and Sally have a zest for life that is evidenced in the choices they have made over their adult life and into retirement. They also seem to move a lot. We appreciate that they were kind enough to share that history with Topretirements. They have ended up (so far!) in a very cool, extremely tiny incorporated city below Palm Beach. Our hope is that you will find their saga interesting as well as instructive.

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May 15, 2016 — We have many friends who have spent their entire married life in one home. It didn’t turn out that way for us. It’s not like we planned it or anything, it was just that the grass always looked greener somewhere up or down or across the road. Circumstances also change. Here is our tale of where we lived from newly married to several iterations of retirement.

1978, Hartford Connecticut – A cool condo! One of the first in the city. Historic rehab, 3 levels, exposed brick. Walk to work with all the other hip, young professionals. Perfect.

But … shlepping groceries (more…)

Posted by Admin on May 14th, 2016

How Much Has Your Home Value Changed Since 2004

Category: Retirement Real Estate

May 11, 2016 — Is your real estate experience something you are pleased with, or a subject best left untouched? A new interactive tool published in the Washington Post will confirm that for you in just a few seconds. Enter your zip code or town, and voila!, it will show you how much the value of your home has changed since 2004. (more…)

Posted by Admin on May 10th, 2016

10 Friendly Places to Retire

Category: Best Retirement Towns and States

May 9, 2016 — The nation’s 77 million baby boomers face a life-changing decision – finding a place to live once they retire. Making a good choice involves many considerations, but the most critical is to select a place that helps them fit in and feel welcome quickly. After all, moving is never easy, and neither is making friends and social contacts from scratch. Fortunately this new list, “10 Friendliest Places to Retire”, can help.

The ten towns on this “Friendliest” list that made the final cut have one major thing in common: they are in fast growing areas that attract (more…)

Posted by Admin on May 9th, 2016

Moving Challenges for Snowbirders: Tonka and Yoda Do the Annual Migration

Category: Travel

Travels with Lucy, John, Yoda, and Tonka
May 2, 2016 — The heart of this article was originally posted on JungleRedWriters.com by Lucy Burdette, who you might recognize as the better-half of Topretirements. We have appended an additional section at the end on the traveling issues that snowbirders have, with pets or not.

Lucy Burdette: John and I have always been a little smug about (more…)

Posted by Admin on May 2nd, 2016