The Real Estate Roller Coaster Rides On – Where You Sit Matters

Category: Retirement Real Estate

December 30, 2016 — Real estate in the last 15 years has been like an rollercoaster – cozy ups, terrifying downs, and hairpin turns. But like a great ‘coaster, the ride feels different depending on where you sit – those on the ends get the big thrills while middle riders enjoy a slightly smoother ride. That is the conclusion of The Wall St. Journal‘s recent analysis of the latest real estate prices from October’s S&P CoreLogic Case-Shiller National Home Price Index and other sources.

After dropping 27% from 2006 to 2012, average home prices rose 5.6% on the last 12 months, a record high (although not when counting inflation). But that is the national average, regional variations tell a significantly different story.

The Wall St. Journal reported that data from Weiss Analytics, a housing-data firm, indicates that zip codes where the median (more…)

Posted by Admin on December 29th, 2016

A Year in Review: The Most Popular Articles of 2016

Category: General Retirement Issues

December 27, 2016 — In many ways 2016 was one of the craziest years we can remember. Fortunately Topretirements’ 10th year was interesting, but not full of upheaval. As an annual tradition we like to see which articles grabbed the attention of the Topretirements.com community during the year. As always, there are at least a few surprise articles that generate more readership and Comments than we expected. Here is our annual review of the best of Topretirements for 2016.

We Do Appreciate
This seems to be a great time to note our appreciation to the Topretirements community. So many of you read our articles, take the time to post Comments to Blog articles, suggest new topics to cover – thank you. Special thanks to our loyal advertisers who make this site possible. Many have been with us almost since our beginnings in 2007 – thank you for your support of this vibrant online community.

Overall
So far in 2016 Topretirements had over 1.8 million visitors (more…)

Posted by Admin on December 27th, 2016

First Salvo to Fix Social Security Fired in Congress

Category: Financial and taxes in retirement

December 21, 2016 — Almost everybody agrees Social Security needs some tweaking to keep this popular program running smoothly. After all the latest estimates are that, if no changes are made, starting in 2034 only 75% of promised benefits will be able to paid (Social Security Trustees Annual Report).

Politicians and economists have been talking about the need to fix Social Security for years, but up until now no one has done more than talk. Finally, at least one person in Congress, Rep. Sam Johnson (R-TX), has proposed something. We don’t agree with a lot of what is in his plan, but we salute him for at least proposing something. The Bipartisan Policy Center has also proposed solutions, some similar to Johnson’s and some different. Soon to be President Trump said during the campaign (more…)

Posted by Admin on December 20th, 2016

Why Your Best Place to Retire Might Actually Be 2 Places

Category: Best Retirement Towns and States

December 20, 2016 — Our friend and long-time member Dave E commented on one of our articles from 5 years ago today – the “Two Places Retirement” strategy. The idea of retiring to more than one place, which snowbirds are so fond of, is an interesting topic that many folks are probably interested in learning about. Since many of our Members have never seen the original article, we’ve had a go at updating it.

Here is the link to the updated article: “Why Your Best Place to Retire Might Be 2 Places
The article covers:
– Advantages
– Strategies
– Managing the Costs
– Disadvantages

Plus there is a corresponding article you might also want to check out:
Best Places to Retire: Our Ideal Snowbird Location Pairings, a Member-suggested topic which lists some ideas for what those 2 locations might be.

Posted by Admin on December 20th, 2016

The Southwest: 10 Great Places to Retire That Won’t Break Your Budget

Category: Best Retirement Towns and States

December 14, 2016 — This is the latest in our new series of the Best Places to Retire in various states, regions, and countries. You can find links to the rest of the series at the end of the article.

Many boomers are looking toward the sunshine and dry air of America’s Southwest for their place to retire. The challenge is to find an affordable town in such a huge and desirable region. We included 6 states in this look: Arizona, Oklahoma, Nevada, New Mexico, Texas, and Utah. The 10 cities and towns we’ve included here will give you a place to start your retirement search.

We did not include California since the state is so big and has so many towns – we will develop a 10 best list just for that state. One thing we noticed while doing this search is that real (more…)

Posted by Admin on December 14th, 2016

What’s at Your Senior Center: Bingo… or Speed Dating and Wine Tasting?

Category: General Retirement Issues

December 12, 2016 — Baby boomers have finally got to the age where senior centers actually are meant for us… oh perish the thought! Sadly it is true, the oldest of us baby boomers turned 70 this year and tens of millions are in our 60s.

Which brings us to one of favorite pet peeves. In our Connecticut town there was a proposal to build a new “Senior” Center. The old one was a mess and not big enough for the number of people that wanted to use it. We lobbied, unsuccessfully, to build a “Community”, rather than a “Senior” Center. The Community Center would have had all the facilities and resources that aging boomers want and need. But in our view, freeing it from the “Senior” stigma would have boosted attendance and been a resource that the entire community could enjoy. Happily, a beautiful and (more…)

Posted by Admin on December 11th, 2016

Rising Seas Swamping Coastal Real Estate Markets

Category: Retirement Real Estate

Dec. 7, 2016 — The ultimate dream for many a baby boomer is to buy a home on the edge of the sea. Brilliant sunrises, grandkids playing in the sand or swimming off the fishing dock, and fiery sunsets are all part of that dream. Unfortunately, the reality of rising seas is threatening that good life. A recent article in the NY Times, “Perils of Climate Change Swamp Coastal Real Estate“, found that real estate prices in flood prone areas of the U.S. are either declining, or not rising as fast as in other parts of the country.

(Courtesy of Wikipedia)

(Courtesy of Wikipedia)

It used to be that potential buyers of coastal property (more…)

Posted by Admin on December 6th, 2016

Is A College Town Right for Your Retirement?

Category: Best Retirement Towns and States

December 5, 2016 — A few years back a reporter asked for our opinion about college town retirements. Her questions concerned the pros and cons, reasons why to choose one, top places to retire with colleges, etc. What we told her is that there are a lot of really good reasons to consider retiring in a college town, along with a few considerations why not to consider them. That conversation sparked a 4 part series at Topretirements on the topic, which most of our newer Members have probably never seen. We think you might find the series useful in help you figure out if a college town retirement makes sense for you. It will give you lots of great college towns to consider, plus some recommendations and resources in these towns that will help you get the most out of the experience.

These are the links to the series
Part 1: “Should You Be Applying to These College Towns for Retirement”.
Part 2: “These College Towns Are Great Places to Retire
Part 3: Most Affordable College Towns for Retirement – Sun Belt
Part 4: Heading Back to Campus: University Based Retirement Communities,plus… Lifelong Learning Opportunities

Rotunda at UVA. Photo courtesy of Wikipedia and Mark Lagola (original) and Ben Lunsford (this version)

Rotunda at UVA. Photo courtesy of Wikipedia and Mark Lagola (original) and Ben Lunsford (this version)


We hope you enjoy the series! Please feel free to Comment at the end of the respective articles.




Posted by Admin on December 5th, 2016