Estero : Florida

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What it's Like to Retire in Estero

Estero, Florida is a new and very small town that has just emerged on Route 41 between Ft. Myers to the north and Naples to the South. It is destined to be a popular retirement community for active adults 55+. There is very little infrastructure and no downtown area, although a massive building campaign is underway to support the many upscale developments that are being built in this area. Coconut Point is a massive upscale shopping area that attracts shoppers from afar.  Koreshan, a lost utopian community, was built here early in the 1900’s. Located in the southern part of Florida’s Gulf Coast, there is easy access to the extensive bays and waterways so it is also a boater’s or fishermen’s paradise.  Estero was hit by hurricanes in 2004, although the aftermath has been repaired by now.

For a list of profiles of over 900 cities and towns go to retirement community reviews, or for more information on taxes see what it is like to retire in Florida.


Where to Retire in Estero and Home Prices

The community is mostly for retirees and over 55s (average age is one of the highest in the country - 62). Most developments boast championship golf courses, tennis courts, swimming pools and outsized clubhouses inside their gated walls.  There are many developments to choose from with a wide range of costs and types of facilities, including 55+ and active adult communities. One of the nicest is Pelican Sound, which has several golf courses and access to the Gulf from its own launching ramp. It is right across the street from Coconut Point.
Like most of south Florida, real estate took a hit in Estero, but has since come back strongly. Some communities saw extensive foreclosures and/or closure of facilities, while prices in others have been relatively stable. The median sales price of a home in Estero according to Zillow was about $260,000, in mid-2016.


What is special about Estero

• Water everywhere for fishing, boating, swimming • Koreshan - the Utopian Community is definitely worth  a visit  • Wide range of upscale housing opportunities for seniors • Warm winters • Resort like feeling • Easy access to Ft. Myers Airport

What is not special about Estero

There is lot traffic in the summer. Over development is looming. There are also frequent hurricanes and no public transportation.


Who will like retirement in Estero

Active adult retirees escaping the northern winters.

Local economy is driven by

Banking and finance, real estate, construction

Climate and Physical Environment

Estero is situated on the Gulf of Mexico in very southern Florida, just above Naples and below Ft. Myers. The land is flat and many bays present an ample coastline. The climate is sub-tropical and prone to hurricanes

Restaurants & Cultural Scene

Cultural opportunities are close to non-existent in Estero. But Ft. Myers and Naples have much to offer a short drive away.


Crime in Estero is very low.

Medical facilities

Gulf Coast Hospital (Fort Myers); Cleveland Clinic Florida Hospital (Naples); Southwest Florida Reg Med Center (Fort Myers)



Southwest Florida International Ft. Myers (9 Miles); Estero is not a walkable community.


Valuable Links

Estero on Wikipedia

What people are saying about Estero

What's going to happen here?
Two years ago when we came through here there was nothing in terms of infrastructure. Now I understand there is a HUGE shopping complex, and active adult communities are springing up everywhere. Do you think Estero has a plan for growth, or is the whole place just going to explode?
Posted by Boomer1 on December 12, 2006

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Facts about ESTERO
  • State: FL
  • Environment: Suburban,Coastal,Boating Community,Golf Community,
  • City Population: 10,000-25,000
  • Median age of Population: 45-64
  • Avg Jan Temperature: 61 +
  • Avg July Temperature: 81+
  • Median HH Income: 41,001-60,000
  • Average Home Price (MLS): $200,001-$300,000
  • Annual Property Tax on a $200,000 house: Less than 2000
  • Total Crime Index: <80 (Very low)
  • Cost of Living Index: 91-100 (slightly below average)
  • Culture Index: <80 (Very low)
  • State Sales Tax: Yes
  • State Income Tax: No
  • Name of the Guide: jb

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Vote on the Ratings for Estero
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1. Overall Retirement Ratings Discuss

1. Rating: 3.8/5 ( 6 votes cast)

2. Expense:
Inexpensive to Luxury Discuss

2. Rating: 3.0/5 ( 6 votes cast)

3. Taxes:
Inexpensive to Expensive Discuss

3. Rating: 3.5/5 ( 4 votes cast)

4. Culture:
None to Cosmopolitan Discuss

4. Rating: 2.7/5 ( 3 votes cast)

None to Summer camp Discuss

5. Rating: 4.0/5 ( 4 votes cast)

6. Transportation:
Boondocks to World Hub Discuss

6. Rating: 3.0/5 ( 3 votes cast)

7. Security:
Dangerous to Ft. Knox Discuss

7. Rating: 3.8/5 ( 4 votes cast)

8. Medical Facilities:
None to Excellent Discuss

8. Rating: 4.3/5 ( 3 votes cast)

9. Political Situation:
Conservative to Liberal Discuss

9. Rating: 2.5/5 ( 4 votes cast)

10. Environmental:
Oblivious to Ultra-Green Discuss

10. Rating: 3.3/5 ( 3 votes cast)


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