Saint Simons : Georgia

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What it's Like to Retire in Saint Simons

For active adults 55+ in retirement, living in St. Simons Island, the southernmost community in Georgia, could be like going to paradise. The island, one of the Golden Islands, is immediately adjacent to Sea Island, which has some of its exclusive resort facilities here. About 13,000 mostly affluent people live here, the average age is a fairly high 51. Brunswick is the biggest nearby town, although Jacksonville and Savannah are relatively close. The downtown is tiny but has nice shops and restaurants. The Casino, home to the Visitors Center and a branch of the library, is the center of local activities and entertainments.

There are beautiful sandy beaches, luxurious homes, and summer lasts for 7 months. Nowhere is there any indication that you are anywhere but in an Eden, with Spanish moss dripping from the live oaks as you play golf on some world famous tracks. Active adults 55+ come to the “Low Country” for a blissful retirement community free from urban problems. Money Magazine recently voted St. Simons Island as the #2 retirement location in the U.S. The island is in Glynn County. Photos of Coast Guard Station and Christ Episcopal Church courtesy of and per license of WIkipedia and Bubba73.

Guide to Georgia retirement


Where to Retire in Saint Simons and Home Prices

There are ample housing opportunities, either in a gated active adult community (see link at right) or in an age diverse neighborhood in the community.
St. Simons Island tends to be expensive. Median home price was about $300,000 in late 2014 (, reflecting the upscale nature of this retirement community. Homes away from the water will be less. 


What is special about Saint Simons

Beautiful, unspoiled setting. Proximity to the Cloisters at Sea Island. Opportunities to live near the water. Charming environment that is free of strife. Low county heritage. Great golf and tennis facilities


What is not special about Saint Simons

It is far from anything. Could become small world unless you like living in small environment. Summers will be hot and oppressive. Diversity here is represented by folks who drive Volvos instead of Mercedes


Who will like retirement in Saint Simons

Retirees tend to be people who like living in a golfing or tennis community, or who just like the laid back, comfortable and safe environment provided here. It is a WASPy (93% white) place, although many artists and creative people live in the area. People who yearn for an urban, varied environment will not be happy here. Average age is 51.


Local economy is driven by

Tourism, retail, services

Climate and Physical Environment

St. Simons Island is situated as an island on the flat Atlantic Coast of extreme southern Georgia. There are many waterways and inlets in the area. It is located off of the coast of Brunswick, GA, an industrial town. January average temp is about 50 and July average in the low 80s.


Restaurants & Cultural Scene

The Island relies on its proximity to the Cloisters at Sea Island for most of its culture. There are many artists, galleries, and fancy shops in the area.


Crime in Saint Simons is lower than the national average.

Medical facilities

Southeast Georgia Regional Medical Center is 8 miles away In Brunswick, Ga


You can walk around the downtown and certainly bike anywhere on the island. Jacksonville International Airport is 51 miles away

Valuable Links

Saint Simons on Wikipedia

What people are saying about Saint Simons

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Facts about SAINT SIMONS
  • State: GA
  • Environment: Coastal,Golf Community,Resort Community,Island,
  • City Population: 10,000-25,000
  • Median age of Population: 45-64
  • Avg Jan Temperature: 41-60
  • Avg July Temperature: 81+
  • Median HH Income: 80,000+
  • Average Home Price (MLS): $200,001-$300,000
  • Annual Property Tax on a $200,000 house: Less than 2000
  • Total Crime Index: <80 (Very low)
  • Cost of Living Index: 121+ (very high)
  • Culture Index: 101-110 (slightly above average)
  • State Sales Tax: Yes
  • State Income Tax: Yes
  • Name of the Guide: frank

Can you add to or correct these Facts? Or do you have a photo of this community we could use? If so, please click on Edit these facts

Saint Simons retirement communities
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1. Overall Retirement Ratings Discuss

1. Rating: 3.4/5 ( 13 votes cast)

2. Expense:
Inexpensive to Luxury Discuss

2. Rating: 3.7/5 ( 11 votes cast)

3. Taxes:
Inexpensive to Expensive Discuss

3. Rating: 2.7/5 ( 10 votes cast)

4. Culture:
None to Cosmopolitan Discuss

4. Rating: 3.2/5 ( 5 votes cast)

None to Summer camp Discuss

5. Rating: 3.4/5 ( 7 votes cast)

6. Transportation:
Boondocks to World Hub Discuss

6. Rating: 3.7/5 ( 6 votes cast)

7. Security:
Dangerous to Ft. Knox Discuss

7. Rating: 4.0/5 ( 8 votes cast)

8. Medical Facilities:
None to Excellent Discuss

8. Rating: 3.0/5 ( 5 votes cast)

9. Political Situation:
Conservative to Liberal Discuss

9. Rating: 1.7/5 ( 11 votes cast)

10. Environmental:
Oblivious to Ultra-Green Discuss

10. Rating: 2.5/5 ( 6 votes cast)


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