Granite Falls : North carolina

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What it's Like to Retire in Granite Falls

Granite Falls is a very small town of about 4600 people in the west central foothills of North Carolina. Hickory is the largest nearby town, along with Lenoir. The elevation is about 1100' above sea level. The area is rural and hilly - popular with vacationers and retirees.  The climate is a bit milder than in the rest of North Carolina.  This part of western North Carolina, which includes the retirement magnets of Asheville and Charlotte, has become extremely popular for retirees and developers of active adult communities. Charlotte is 53 miles away, Asheville is a bit further to the west.

Granite Falls has had its ups and downs. There is not much in the way of local shopping or restaurants. Wal-Mart has a very large store in town. Lakeside Park along Lake Rhodhiss will soon provide a major recreational outlet for the town.  There is boating and golf nearby.

Where to Retire in Granite Falls and Home Prices

Average home prices were on an upward trend in 2013, with the price in the 4th quarter at $125,000. A year later the price was reported to have fallen back down to about $100,000 during the last quarter of 2014.


What is special about Granite Falls

Opportunity to live a great lifestyle at a relative bargain.  Proximity to mountains and recreation. Several active adult communities to choose from (see link at top right).

What is not special about Granite Falls

Small town life, distance from big city

Who will like retirement in Granite Falls

The happiest retirees in Granite Falls are those who either chose an active adult community and make that the center of their life, or they like living in a very small town in a more remote part of the state.

Local economy is driven by

Tourism is a big part of the economy, and so is retirement.

Climate and Physical Environment

Granite Falls is just over 50 miles from Charlotte near the southwestern corner of the state. Hickory is the nearest big town. Asheville is to the west.  There are hills and reservoirs in the area.

Restaurants & Cultural Scene

For major culture one will have to go to Hickory, Charlotte, or Asheville. But the Caldwell Arts Council and Foothills Performing Arts are a local resource. 


Crime rate is slightly above average.

Medical facilities

The nearest hospitals are in Hickory, about 10 miles


Charlotte Airport is about 54 miles. Granite Falls is just a few miles north of I 40.

Valuable Links

North Carolina retirement communities and guide


What people are saying about Granite Falls

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  • State: NC
  • Environment: Mountain,Lake,Small Town,Boating Community,
  • City Population: Less than 10,000
  • Median age of Population: 25-44
  • Avg Jan Temperature: 21-40
  • Avg July Temperature: 60-80
  • Median HH Income: 20,001-40,000
  • Average Home Price (MLS): $100,000-$200,000
  • Annual Property Tax on a $200,000 house: Less than 2000
  • Total Crime Index: 101-110 (slightly above average)
  • Cost of Living Index: 81-90 (low)
  • Culture Index: <80 (Very low)
  • State Sales Tax: Yes
  • State Income Tax: Yes
  • Name of the Guide: boomer1

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