Gallatin : Tennessee

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What it's Like to Retire in Gallatin

Gallatin was established in 1802, and is the county seat of Sumner County, Tennessee, with a population of just over 32,000 (2010 census).  It is situated on both Old Hickory Lake and the Cumberland River, and is considered a bedroom commuter community of Nashville.  The scenic town was named after Alver Gallatin, who was Secretary of Treasury to Presidents Thomas Jefferson and James Madison.  History has it President Andrew Jackson purchased one of the first lots when the town was surveyed, and built the first general store.  Gallatin also played a significant role during the Civil War, due to its strategic location on the Cumberland River.

With its picturesque lake and a revitalized downtown with townsquare, Gallatin is becoming popular as a retirement destination, with 55+ communities springing up around the lake.  It is also home to Volunteer State Community College, a two-year school that offers over 70 degree programs. Picture of Gallatin Square courtesy of Wikipedia and Ichabod; picture of Sumner Regional Medical Center courtesy of Ed!; picture of Old Hickory Lock and Dam courtesy of Wikipedia. 


Where to Retire in Gallatin and Home Prices reports the median sale price of a home in Gallatin to be about $220,000. There are retirement communities in Gallatin-See Active Communities link on top right.


What is special about Gallatin

Gallatin has a beautiful, walkable downtown with a historic district that features antique shops and art galleries; Old Hickory Lake is known for great fishing and water recreation; Sumnter Medical Center is a large established hospital that offers many types of health care and has also been recognized as one of the most beautiful hospitals in the country.


What is not special about Gallatin

Winters are cool; the cost of living is higher than the national average; tornados have gone through Middle Tennessee.


Who will like retirement in Gallatin

Those who want a mid-sized town with a lot going on, and enjoy the outdoors would like living in Gallatin.   


Local economy is driven by

Gallatin is the employment hub for Sumner County, and major employers include Gap, Sumner Regional Medical Center, Volunteer State Community College, and RR Donnelley.



Climate and Physical Environment

The area has a variety of natural landscapes including forests, hills and lakes.  The average January temperature is 36 degrees with July's average at 79.


Restaurants & Cultural Scene

The town features several parks and sits near a lake which provides for many activities along with fishing and water sports. The Sumner Country Museum in Gallatin houses a number of artifacts of historical significance to the city and the county. There are also several annual events including Square Fest, a popular event held in the downtown square which includes music, craftsmen and entertainment.  But for more culture, major league sports, and of course music, you can easily visit Nashville, just 30 miles away.




Gallatin's crime rate is lower than the national average.


Medical facilities

Sumner Regional Medical Center is a large hospital that offers many types of medical services, including a nationally recognized cancer-treatment program.




The Nashville Metropolitan Transit Authority provides daily bus service from Gallatin to downtown Nashville;  there is also a four-lane highway that connects Gallatin to Nashville; The Sumner County Municipal Airport provides air transportation in and out of the town; Nashville International Airport is just 35 miles away;  The Regional Transportation Authority has future plans to expand the current Music City Star commuter railway to include a line running between Gallatin and Nashville.



Valuable Links

Gallatin, Tennessee

Downtown Gallatin


What people are saying about Gallatin

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Facts about GALLATIN
  • State: TN
  • Environment: College Town,Lake,Small-mid Sized City,
  • City Population: 25,001-50,000
  • Median age of Population: 25-44
  • Avg Jan Temperature: 21-40
  • Avg July Temperature: 60-80
  • Median HH Income: 41,001-60,000
  • Average Home Price (MLS): $200,001-$300,000
  • Annual Property Tax on a $200,000 house: Less than 2000
  • Total Crime Index: 81-90 (low)
  • Cost of Living Index: 101-110 (slightly above average)
  • Culture Index: 101-110 (slightly above average)
  • State Sales Tax: Yes
  • State Income Tax: No
  • Name of the Guide:

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Gallatin retirement communities
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