Retire in best towns in Indiana

Overall
If you are one of those who are considering retiring in Indiana, we can help you make an informed choice. The reviews on this site give important information about real estate prices; what makes each community special and not so special; along with important facts and considerations about the cultural, economic, medical, and transportation available in Indiana.

This website will give you useful information about the best places to retire in Indiana, including the top active adult retirement communities.

Indiana, the Hoosier state, had just under 6.5 million people in 2010. Indiana is the heart of the midwest as it runs along the Great Lakes. Its biggest city is Indianapolis, followed by Fort Wayne, Evansville, and South Bend. It also has many small towns and rural areas. The northern portions of Indiana front on Lake Michigan which offers excellent outdoor recreation.

The Wikipedia entry for Indiana has more facts.

Indiana Climate
The Indiana climate is humid-continental. There are 4 seasons. Summers are hot and winters are cold. The northern part experiences lake effect snowstorms. The southern part of the state is considerably warmer. All parts of the state have exposure to violent tornadoes.

Economy and Real Estate Prices
Indiana's median household income at $48,393 is just below the United States average. Median home prices are usually less expensive than in rest of the U.S. The Zillow Home Value Index in Indiana was $114,800 according to Zillow.com in 2013.  That compares to the national Zillow Home Value Index of $157,600. According to the National Association of Realtors, the median price for a home in Indianapolis was $127,300 in 2013. Manufacturing and agriculture are very important to the state economy.

Indiana Taxes
Indiana has a very low income tax with a flat rate of 3.4%, which applies to all brackets. State sales tax is 7.0%. The total tax burden in the state is ranked 23rd highest of all the states in 2010 according to the Tax Foundation, putting it solidly in the middle of the pack.  Indiana's median property taxes at just over $1000 are low compared to most states (Tax-rates.org), although on a per capita basis it is higher (according to the Tax Foundation).  Social security income is not taxed in IN, but out of state pensions are. Homeowners can deduct up to $2500 in property taxes. There is a circuit breaker program that limits property tax to 2% of the value of a home. There are also some programs to help seniors lower their taxes. The state has an inheritance tax, although it is gradually being phased out and will be gone by 2022.

Certified Retirement Communities
Indiana does not have a certified retirement community program.

Best retirement communities in Indiana
Active adults looking for the best towns in Indiana to retire to will find vital information to help assess this low key state as a retirement community at Topretirements.com. Indiana has a number of college towns - places like West Lafayette (Purdue), Bloomington (the huge and vital Indiana University), South Bend (Notre Dame), and Muncie (Ball State University). Smaller college towns include Greencastle (DePauw) and Crawfordsville (Wabash). On a per resident basis Columbus IN is arguably the most interesting city in the world for modern architecture. Thanks to a benefactor, the founder of Cummins Engines, this town has dozens of buildings by the 20th century's most celebrated architects. Gary Indiana has the celebrated Indiana Dunes National Lakeshore.

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