Small COLA in Offing: Otherwise Sober Report from Social Security Trustees

Category: Financial and taxes in retirement

June 23, 2016 — The 2016 report of the independent Trustees of Social Security is out, and the news is nothing to be too happy about. Both Medicare and Social Security will soon be paying out more than they take in. The only small blessing for those currently receiving Social Security benefits is that it looks like there might be a small COLA (Cost of Living Adjustment) of 0.2% headed their way in 2017. Here are some other takeaways from the report, which make it clear that action is needed to keep benefits at least at current levels:

– Trust Fund reserves in the Social Security program that pays benefits to retirees, spouses, and their survivors (OASI) are projected to become depleted in 2035 (unchanged from last year’s report). At that time income (more…)

Posted by Admin on June 23rd, 2016

Are You Moving in Retirement – Please Take Our Quick Survey

Category: Retirement Planning

June 22, 2016 — Where will you live in retirement? Will it be in your current home, or something completely new in a very different region? Would you ever consider renting? Please take this quick 10 question, multiple choice survey and let us know. We will use your responses to develop an in-depth article for this Blog that should be very interesting. Thanks!

TAKE THE SURVEY

Posted by Admin on June 22nd, 2016

Best New Tech Products for the 55+ Crowd

Category: Home and Garden

June 22, 2016 — We can all use help in the art of staying youthful for as long as we can. Especially if getting to be 55+ has brought a few physical limitations along with our increased experience.

The list of helpful products reviewed recently by NextAvenue.org runs a wide gamut. Predictably it includes computers, tablets, and smart phones. It also reviews portable music devices (with the advent of wireless, just about anything is possible), smart watches, and cameras. At least one, such as the Garvin Nuvi-Cam, would be great additions to your car when checking out possible places to retire (in addition to navigation, it includes in-dash camera and driver awareness features).

Electric bikes are another innovation that is game changing for many people. We experienced (more…)

Posted by Admin on June 22nd, 2016

If A Town Has a Great Bookstore – It’s Probably a Wonderful Place to Retire

Category: Best Retirement Towns and States

June 22, 2016 — Most everybody has a drop dead requirement for their best place to retire. For book lovers, that can mean living in a town where there is an interesting bookstore. Sure you can buy books online at Amazon, but for many there is no substitute for being able to settle down in a comfy store where the staff knows their books, and the selections carefully vetted. In this article Lucy Burdette and her best-selling writer friends at JungleRedWriters.com review their favorite bookstore towns. As writers touring the country to give book talks and signings, they know book shops!

As we hoped, most of these towns are great places to retire – and not just because of their wonderful bookstores. The kind of town that cultivates and supports a good book shop is a place that has many other things going on too – good restaurants, shops, cultural events, interesting (more…)

Posted by Admin on June 21st, 2016

Which Has the Best Choice of Active Adult Communities – East or West

Category: Active adult communities

June 16, 2016 — We’ve been wresting with a question about active adult and 55+ communities. The question is: does one side of the of the USA have a better range, selection, and type of active and 55+ communities than the other? Does the East (from Maine to Florida and west to Wisconsin and Louisiana) offer more, or is the Western half of the country (from Kansas to Hawaii and parts North and South) the one with more interesting active adult possibilities? The obvious answer finally came to us – ask our Topretirements Members – you have a range of collective experience that is incredibly valuable! So we are asking you at the end of this article to share your point of view about the areas that provide the best options for active adult living.

Part of the reason we ask comes from the challenge we continually face in adding new active adult and 55+ communities to our database. Although it usually easy to find a community we haven’t yet reviewed in the Eastern part of the US on any given day, it is much harder to discover new or existing ones from the West. Which leads us to believe that perhaps the fence is much greener if you decide to retire somewhere in the East. But perhaps it is, as several frustrated (more…)

Posted by Admin on June 14th, 2016

Crazy for Pickleball – And Not Just Retirees

Category: Health Issues

June 12, 2016 — All over the country there is a craze raging with a very funny name – pickleball. You have probably heard about it, maybe because it is very popular in active adult and retirement communities. But the question is, should it be your next sport? This article will talk about the sport and help you determine whether you should give it a “whack”.

Pickleball got started in 1965 on a modified badminton court. Kids in gym class sometimes play it because it can be played indoors in a fairly limited space with minimum equipment. Since then it has expanded around the globe, but has really taken off as an activity in 55+ and active adult communities.

What is it the game and how is it played
Pickleball is played on a court that is roughly half the size (more…)

Posted by Admin on June 11th, 2016

Now That You Are Retired – Don’t Blow It!

Category: Health Issues

June 8, 2016 — Congrats on your retirement, you earned it! Unfortunately a happy retirement doesn’t happen automatically – a lot depends on how staying young and maximizing your happiness every day. This article will share the best research we’ve seen to help you to live longer and get the most out of every moment of retirement.

To write this article we have taken a “Best of the Best” approach. To do that we assembled a list of great articles from around the web on the “secrets” and “mistakes” surrounding retirement. From each one we have picked out what we think is the most important tip or two. The result is (more…)

Posted by Admin on June 7th, 2016

The Most Walkable Towns in Florida for Retirement

Category: Best Retirement Towns and States

June 1, 2016 — Easy walkability to town, parks and lakes, and shopping were top considerations for retirement living when we surveyed our members 3 years ago. To help you find places that meet that criteria we have identified 10 Florida towns where it is easy and a joy to walk around in.

Some people’s vision of a Sunshine State retirement conjures up a bleak landscape of strip malls and busy highways. The reality is that Florida also has some of the most livable towns in America. Towns where you can live downtown or close to it, and walk to everything that is important to you, day or night. In fact, in most of these Florida towns the walking is so good that you could even survive without a car. (more…)

Posted by Admin on June 1st, 2016

Empty Nesters Spending Too Much, Saving Too Little

Category: Financial and taxes in retirement

May 25, 2016 — We’ve seen a flurry of studies articles over the past few months that suggest that empty nesters aren’t doing a good enough job of saving. It seems like once the kids and the costs associated with them are gone, most people spend the extra money instead of save it. The overall findings are troubling, since so many people are expected to have a very hard time maintaining their pre-retirement lifestyles. We just hope you are among the folks who have saved enough!

Here are some of the articles and links: (more…)

Posted by Admin on May 24th, 2016

11 Small Cities Perfect for Your Retirement

Category: Best Retirement Towns and States

May 24, 2016 — Does the idea of retiring to a small town seem nice, but just a little too confining? Or do the bright city lights get you excited – until you realize the urban pace might be too big, too intense, too congested, too expensive for a retirement lifestyle? If you are torn between the two, perhaps you should consider a small city, where you can experience the best of both worlds – retirement on a smaller, more livable scale, along with plenty of excitement, restaurants, and happenings to enjoy.

To produce this article we searched for smaller cities that are perfect for retirement. We tried to avoid places that get mentioned over and over again, or that are more popular as tourist destinations than as a place to live in retirement. Our criteria were relatively simple:

– City population between 100,000 – 250,000 (our definition, and hard to measure precisely)
– A distinct city center that is bustling day and night
– Advantage given to towns located in the Sunbelt or slightly warmer climates, since most retirees have that preference
– Not prohibitively expensive

11 Great Small Cities for Retirement
Here is what we came up with, using popularity figures (more…)

Posted by Admin on May 23rd, 2016
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