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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

New Milford is a small town of less than 7,000 (28,000 in the region) but one of the largest towns in terms of land area in the western part of Connecticut. It is in the beautiful area about Danbury on the northern shore of Lake Candlewood.  New Milford is home to the private Canterbury School. There are a lot of…...
 
Hattiesburg, (pop. 48,730 in 2020), is the home of two universities, the University of Southern Mississippi and William Carey. Hattiesburg makes the “best places to retire” lists because it is a college town and has historic districts and a welcoming atmosphere. Mississippi’s 4th largest city, it is called “The Hub City” because of crossing rail lines and highways. One of…...
 
 
Mount Joy is a small town in eastern Pennysylvania, not too far from York and Lancaster. It is located in the Amish country and is pleased to have an Amtrak stop nearby.  picture of Wells Fargo Bank on Main Street courtesy of Wikipedia and smallbones; picture of Amish buggy courtesy of Wikipedia and it.utente:thecadexpert, both pictures Licensed under CC BY-SA…...
 
Pleasanton is an affluent suburb of San Francisco, about 25 miles to the east and also near Livermore..  Originally a town for desperadoes in the 1800s, the average HH income is now over $100,000. It is home the Alameda County Fairgrounds, as well as industry giants Safeway and Polycom.  Unemployment is low. Photo of Pleasanton sign on Main Street courtesy…...
 
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