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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Hoffman Estates is a new town and northwestern suburb of Chicago, population 54,000. The town was incorporated in 1959 and includes a major subdivision with Centex Corporation. It is the home of the Sears Holding Corporation, the midwest headquarters for AT &T, as well as several of Chicago's professional sports teams. The median household income is about $74,000....
New Castle is a very old and historic town of about 5,000 at the head of the Delaware Bay, south of Wilmington. Founded by Peter Stuyvestant in 1651, the town was an important center in colonial days, in fact it was the capital for a period of time. That rich history and the dozens of historical buildings is what makes…...
Harrisburg is the capital and almost geographical center of the state of Pennsylvania. Once depressed and down, Harrisburg had a resurgence thanks to the money being spent by the state in development. Unfortunately in 2010 the effect of that spending caused severe financial problems (see What is Not Special About Harrisburg below). Its geographical setting is spectacular, located as it…...
The small town of Dunnellon, (population 2,000), is located in north central Florida above and to the east of Spring Hill. Dunnellon and surrounding area (the "Treasure of the Nature Coast") welcomes visitors with small-town charm. Even though Dunnellon is a small town it is only 20 miles from Ocala (to the northeast),which is large and growing rapidly. Crystal River…...