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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Las Cruces, the second largest city in New Mexico (113,888 according to the 2023 census), is in the southern part of the state. It has been listed as a “Best Place to Retire” by several organizations for many reasons; low cost of living, active cultural life with its major university, and unusually beautiful location. In addition to active adults who…...
Choosing Seattle, Washington as your retirement community has many advantages. You get a walkable downtown with great public transportation. Many apartments and homes overlook harbors, lakes, parks, and mountains. Great boating, skiing, hiking are all at your doorstep, as are many cultural programs. Opportunities of every description for paid work or volunteering are all around you. Seattle (population 737,000 in…...
Vero Beach is a popular retirement community of 28,020 (2020 census) that supports a much larger community outside of its borders. Located in the middle of Florida’s Atlantic Coast, the town is in several parts – a ‘beach” area on the barrier island with a resort feel, and a large downtown across the bay on the mainland. It has long…...
Galena, one of the most beautiful towns in Illinois, is a small community of a little over 3,000 residents and popular with retirees and vacationers. It is located in northwestern Illinois near the Mississippi River and the Wisconsin and Iowa borders. The town is named for galena, an ore of lead, lead sulfide. Galena is in Jo Daviess County. Many…...