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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Charlevoix, Michigan, referred to here as “Charlevoix the Beautiful”, is an old seasonal town in northwest Michigan. A popular '''retirement community''' for active adults, Charlevoix is located on an isthmus between Lake Michigan and Round Lake, adjacent to the shores of Lake Charlevoix. Photo of canal courtesy of Wikipedia, photo of Chicago Club courtesy of Wikipedia and Bobak Because of…...
 
Livermore is a wealthy small city of about 80,000 that is east of San Francisco and northeast of San Jose. It is considered the eastern-most city in the San Francisco Bay area. There are vineyards in the area - hi-tech businesses are also important to the economy. Springtown is a part of town that began as a retirement community in…...
 
 
Canyon Lake is a  fast growing town of about 23,000 in central Texas about 16 miles from New Braunfels and just north of San Antonio.  The area is becoming popular with retirees - the average age is 45. Canyon Lake (actually a reservoir completed in 1964) is a recreation center for the region. The Corps of Engineers maintains 8 park…...
 
Ocean Shores is a small coastal community in the state of Washington, which sits on Point Brown Peninsula, bordered by the Pacific Ocean and Grays Harbor.  The community is home to 6,715 residents (2020 census), with over 41% age 65 years and older. Ocean Shores’ six miles of beach and wildlife has made it a popular tourist destination for decades, with…...
 
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