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January, 2020 — One of confusing things about Medicare is that it has two different open enrollment periods. We are currently in the Medicare Advantage Open Enrollment Period, which runs from Jan. 1 through March 31. We have previously written about the Medicare Open Enrollment period and which type of Medicare might be best for you.
The different enrollment periods cover a specific set of actions, so it is important to understand the difference.
These periods are the times when you can sign up for, switch, or disenroll from various plans.
The current Medicare Advantage period allows actions, as the name would imply, pertaining to Medicare Advantage plans. If your plan didn’t turn out to be what you were looking for, or some other event in your life suggests a change, consider what you can and can’t do now.
Here is what can be done during the current period.
1. Change Medicare Advantage (MA) plan to another MA plan
2. Change MA Prescription Drug (MAPD) plan to another MAPD plan
3. Change your MA plan to make it a MAPD plan
4. Change MAPD plan so it is only a MA plan
5. Disenroll from MA or MAPD to Original Medicare and enroll in a Part D Plan
During this period you cannot:
1. Switch a Prescription Drug Plan (PDP) to a new PDP
2. Change from a Medicare Savings Account
3. Change from a Cost Plan (These plans are ending in several states).
There are Special Enrollment Periods that allow you to make changes to Medicare plans outside of the two open enrollment periods. Those include losing coverage, changing locations, and aging into Medicare.
Comments: Have you ever made changes to your Medicare coverage during one of these periods? If you are unhappy with your coverage or costs it might be worthwhile investigating at this time.(more...)
What it's Like to Retire in Alexandria
Alexandria has much to like as a retirement community for active adults. It has an historic district, Old Town, which is set against the Potomac River amongst brick buildings from the 1700’s. It has a strong economic base due to the presence of many non-profits which have their headquarters here. Many employees of the federal government tend to live here as well... more >>
What it's Like to Retire in Clermont
Clermont is a western suburb of Orlando, Florida. The area is growing fast: Clermont's 2006 population was 13,100, in 2012 the population was 29,400. This former citrus growing town boasts a historic downtown district that remains similar to what it was 50 years ago. The Florida Citrus Tower is a local landmark. There are many big box stores in town. Picture of the Citrus Tower is courtesy of Wikipedia and Ebyabe, picture of Lake Sunnyside courtesy of Wikipedia and DanTD... more >>
What it's Like to Retire in Pasadena
Pasadena, the City of Roses, is a small city of almost 150,000 that is located north of Los Angeles. It is most famous as the home of the Rose Bowl and the Tournament of Roses Parade. the cultural center of the area with several colleges (Cal Institute of Technology) and many leading museums such as the Norton Simon and the Huntington Library and Gardens. The population was 140,000 in 2013. Photos courtesy of Wikipedia... more >>
What it's Like to Retire in Port Fairy
Port Fairy is a small coastal town on Australia's south coast. It became wealthy as a haven for whalers and sealers and then popular with Irish immigrants, it is Victoria's oldest port. The town is located between Melbourne and Adelaide, just above the Great Ocean Road. It was named the "Most LIvable City in the World" and the title is well deserved. Many retirees from Australia choose to live here for those reasons. It has fantastic wide sandy beaches with real waves but safe for swimming... more >>
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