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We Are Rethinking Our Social Security Claiming Strategy

September 18, 2025 - Anyone who has been following Topretirements for a while knows that we are a big proponent of delaying taking Social Security benefits as long as possible. But maybe is time to change that position. Up to now the advantages of waiting to claim Social Security retirement benefits to age 70 have been pretty clear (for most…...

Top Retirement Towns

Lincoln is the capital city of Nebraska with about 250,000 residents.  it is extremely large geographically, so much so that it has no suburbs to speak of.  A college town, it is home to Union College and the University of Nebraska-Lincoln, the flagship school of the state (the Cornhuskers).The city has over 100 parks and many fine neighborhoods and institutions.…...
 
A relatively isolated, small beach community, Orange Beach is located on a barrier island along the Gulf Coast, close to the west Florida border. Bustling in the summer and much quieter in the winter, the year-round population is just over 8,000, and growing. Orange Beach is a booming tourist town. Fishing and golf-centric, Orange Beach also has beautiful bright-white beaches.…...
 
 
Discovery Bay is a unique, waterfront-based town in the East Bay area of California, midway between Walnut Creek and Stockton. Brentwood is very close by.  Discovery Bay Country Club is also here. Discovery Bay offers the ability to live on the water with your own private marina and have boating be a major part of your life. The population is…...
 
Grass Valley is a small town of about 12,000 near Nevada City, Auburn, and about 50 miles from Sacramento in California.  The town was an important part of the original California Gold Rush. It is in the foothills of the Sierra. Photo of The Josiah Royce public library, (as Grass Valley was the the birthplace and early home of philosopher…...
 
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