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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Lebanon is a fairly affluent city of 20,000 in southwestern Ohio, part of the Cinncinati Metro.   It is both a suburb and a town in its own right.  Tourists come here for the The Warren County Historical Museum, an outstanding county museum. The Glendower State Memorial provides a classic example of residential Greek Revival architecture along with many elegant Empire…...
 
Ithaca is a town of 30,000 located on the shores of Cayuga Lake, one of New York’s finger lakes. Home of the Ivy League's Cornell University, Ithaca makes an ideal retirement community for active adults 55 plus who would like to live in bustling college town. During the school year the population doubles as Cornell and Ithaca College’s student body…...
 
 
Canadian Lakes is an unincorporated resort community in central Michigan. The population is about 2,000. It is not too far from Big Rapids.  The area is very popular with retirees and has a median age of 63. People retire here for the resort atmosphere and the many recreational opportunities such as golf, swimming, boating, fishing....
 
Manahawkin is a fast growing town and popular retirement community on New Jersey’s southern coast. It is directly across Barnegat Bay from Long Beach Island, barrier island and summer resort on the Atlantic Ocean. Fishing, boating, and beaches are excellent. Although the town population is only about 2,500 (2020), Manahawkin is part of Stafford Township, which has more than 22,500…...
 
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