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Biggest Worry About Retiring? Running Out of Money
July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...
Top Retirement Towns
Frederica is a very small (less than 800) Delaware town just south of Dover and fairly near the Delaware River Bay. Formerly agricultural, the area is transitioning into suburbs and active adult communities are being built here as well. Picture of Barretts Chapel courtesy of Wikipedia (public domain); picture of Frederica Town Hall courtesy of Wikipedia and Smallbones (public domain)....
San Luis Obispo, California has much to like as an active adult retirement community. From the spicy Pinot Noir wines made here to the magnificent brown hills and long, long beaches, this town of 46,000 on the central California coast is the educational, cultural, and commercial center of the region. There are 255,000 people in the greater metro area.San Luis…...
Cuyahoga Falls is a well-to-do suburb of Akron and Cleveland, OH in northeastern Ohio. It is named for the rushing falls that run through town (photo above courtesy of Wikipedia and Magnus Manske). Cuyahoga Falls is fortunate to have the Blossom Music Center, which is located in the Cuyahoga Falls National Park. Photo of An example of stone formations found…...
Toms River is the county seat and largest town in Ocean County, New Jersey (also includes Dover, both are part of Toms River Township). The 2010 population was about 90,000. Residents of nearby towns like Brick, Manahawkin, and Lakewood tend to come here for shopping or doctor's appointments. It has a busy downtown thanks to many government buildings, yet it…...
