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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

The friendly, historic city of Hot Springs makes an excellent retirement community. Hot Springs Reservation was the first country’s Federal Reserve (1832) and became a National Park in 1921 (the nation's smallest by area). Its downtown Historic District protects the thermal waters and the historic and opulent buildings on Bathhouse Row. Fordyce Bath House is the centerpiece and museum headquarters.…...
 
New Castle is a very old and historic town of about 5,000 at the head of the Delaware Bay, south of Wilmington. Founded by Peter Stuyvestant in 1651, the town was an important center in colonial days, in fact it was the capital for a period of time. That rich history and the dozens of historical buildings is what makes…...
 
 
Livermore is a wealthy small city of about 80,000 that is east of San Francisco and northeast of San Jose. It is considered the eastern-most city in the San Francisco Bay area. There are vineyards in the area - hi-tech businesses are also important to the economy. Springtown is a part of town that began as a retirement community in…...
 
Vacationers and people in retirement love the vast area of Tahoe because of its scenery and recreational opportunities. This community offers world class skiing to boating, among other activities. Nearby areas like Squaw Valley and Mammoth Lakes offer lower key and less developed versions of Lake Tahoe that could also be considered as retirement destinations. Lake Tahoe has suffered from…...
 
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