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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Ashland is a very charming small town of about 7,000 people that is 15 miles north of Richmond.  Ashland was originally developed as a resort for the wealthy of Richmond. It is an interesting mix - there are nice shopping plazas and a large YMCA as you come off of I 95 towards town, followed by the classic old town…...
 
Carrabelle is a small town in the Gulf Coast  (often called the "Forgotten Coast") of the Florida panhandle.  The population is about 1300.  Active adults 55+ are moving to this area southwest of Tallahassee because of its mild climate, outstanding recreation opportunities, and slower pace than in much of Florida. This area is quite beautiful and unspoiled. Carrabelle has a…...
 
 
Located to the northwest of Washington, D.C. is the town of Leesburg, Virginia.  The area is growing rapidly and was at 48,259 in 2020. Many working people are moving out from the city, while some retirees are doing the same. Crime is very low. ....
 
Conway is a fast growing small town of 26,000 in northern South Carolina, about 20 miles from Myrtle Beach.  The town's population has grown 491ince 2010 thanks to an influx of retirees and active adults. Active adult communities spread out in all directions. Being adjacent to Myrtle Beach is a good thing because it provides an anchor and easy access…...
 
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