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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

The largest city in Alabama,  named for one of the major industrial cities of the United Kingdom, Birmingham, Alabama has been nicknamed The Magic City. Until the end of the 1960s, Birmingham was one of the South's primary industrial centers, producing iron and steel as a major component of the railroad industry. Now, manufacturing is no longer quite as important,…...
 
Oro Valley is a rapidly growing region about 15 miles north of Tucson in southern Arizona. CNN/Money named Oro Valley #44 on its list of "Best 100 Places to Live and Launch". The 2020 population is over 44,000, median January temperature is 50, elevation is 2500'. The population is a bit older than Arizona in general, yet many younger families…...
 
 
Delray Beach is a very popular and upscale retirement community on the east coast of Florida. The town and environs extend from a barrier island on the ocean to the connecting mainland and west nearly to the Everglades.  The result is a charming, vibrant, and decidedly upscale community of 60,500, but with many affordable condos in west Delray.  A Master…...
 
Florence is a town of about 21,000 people located southeast of Phoenix. It is one of the oldest towns in Arizona. The Arizona State Prison is nearby and a major employer. The downtown is a historic district. In WWII the town was a POW camp. Photo of Second Pinal County Courthouse in Florence courtesy of Wikipedia and Shereth, photo of…...
 
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