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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Spearfish is a growing town of 10,500 located on the western South Dakota border with Wyoming.  This is in the Black Hills area famous for the gold rush that displaced so many native Americans. Livability.com named it as one of the top 10 Best Small Towns in 2015. Picture of the Historic Commercial District courtesy of Wikipedia and Jerrye and…...
 
Arkadelphia is an outdoorsy, mountainside rural community in one of the oldest areas in Arkansas.With a population of just over 10,000, the cost of living is underneath the national average. Lakes, rivers, and a national park make Arkadelphia a great place to get outside. A college town, there are two universities here. Picture of DeGray Dam and Lake on the…...
 
 
San Carlos de Bariloche, or as it's more frequently known, Bariloche, is a gorgeous lakeside town that sits as the regional capital of Argentina’s Lakes District. The city is Argentina’s top tourist destination for good reason. Situated on the shores of Lake Huapi and surrounded by the Andes, the town offers something for everyone. It is located with the Parque…...
 
Chattanooga is a low-cost, interesting retirement city of about 182,000 (2020) people in southern Tennessee.This was the site of the famous critical civil war Battle of Chattanooga due to its strategic location on the Tennessee River.  Called the "Scenic City", it is home to the University of Tennessee at Chattanooga. The city has had its ups and downs economically. Its…...
 
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