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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Missouri City is a very fast growing suburb of Houston, Texas.  It has a long been a haven for middle class African-Americans, who started moving here in the 1970s, and has a very affluent population of about 68,000 .  Missouri City now includes the towns of DeWalt and Trammels. ....
 
Morgantown, West Virginia is a unique and understated community for retirement. Home to the West Virginia University, its 28,000 students are a major influence on the community. Cost of living is low and recreational activities in the nearby mountains, the Monongahela River, and Cheat Lake are extraordinary. There is a nice downtown and an emerging high tech business center. Median…...
 
 
Media is a suburb and corporate center that is  14 miles west of Philadelphia. The population was 5,400 in 2009.  In the second half of the 19th Century, Media was a summer resort for well-to-do Philadelphians. The borough's large vacation hotels included the Idlewild Hotel (1871) on Lincoln Street at Gayley Terrace, Chestnut Grove House or "The Colonial" (1860) on…...
 
This affluent north and west of New York City is growing in popularity for retirement, and Carmel is one of the nicer towns (population is about 34,000 and growing). It is near the west bank of the Hudson River, close to West Point and Danbury (CT). The Retreat at Carmel is conveniently located in the heart of New York’s beautiful…...
 
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