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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Colonial Beach is an old town on the Potomac River in northeastern Virginia. It is near the birthplaces of Presidents Washington and Monroe. During the 19th Century it was a very famous beach resort. Alexander Graham Bell maintained a summer home in Colonial Beach.  When the Chesapeake Bay Bridge was built it opened up the ocean beaches of eastern Maryland,…...
 
The town of Whitefish, Montana is a popular resort and retirement community for those looking for outdoor beauty and adventure. Even though it is somewhat remote, the town is a major tourist destination and Amtrak stop. Active adults retire  this community for a slower way of life in the mountains. The population is almost 8,000 (2020). About 15 miles from…...
 
 
Evanston, Illinois, is a north shore community on Lake Michigan, located approximately 12 miles north of downtown Chicago, which makes it a popular town for commuters.  The population in 2012 was recorded at 75,430, with a median age of 34.  Because of the many different types of architecture used in building prominent mansions along the waterfront, Evanston was nicknamed "The…...
 
Medford is the regional center in south central Oregon. It sits in the Rogue Valley, which tends to be drier and hotter than other regions of Oregon.  Nearby are other towns that also attract active adults in retirement, such as Klamath Falls and Grants Pass. The city has had an excellent development plan to attract new residents. Downtown Medford is…...
 
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