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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Los Alamos is a famous town in north central New Mexico, just north of Albuquerque and not far from Santa Fe. It is notable because it was the home of the WWII Manhattan Project, which developed the atomic bombs dropped on Hiroshima and Nagasaki that helped end the war against Japan. People say it is a great place to live…...
 
Elkin is a small town of less than 5,000 people in northwestern North Carolina. It offers a lovely historic downtown district,a river view, wine Festival. Elkin is a small town with fantastic cost of living benefits,as well as extensive health care facilities. Elkin is about 45 miles from Winston-Salem, the nearest city. Photo of the Yadkin River as viewed upstream…...
 
 
Lancaster is a small town and suburb of 7,800 that is west of Boston. Leominster and Bolton are nearby.   The area is a bit less expensive than some neighboring suburbs. Photo of First Church of Christ, a National Historic Landmark designed by Charles Bulfinch, and photo of Town Hall courtesy of Wikipedia and Marcbela (both photos in the public domain)....
 
Collierville is one of the fastest growing communities in Tennessee, as well as one of its most affluent suburbs (the average HH income is almost $100,000). This town of 45,000 is located in southwestern Tennessee, 20 miles from Memphis and Alabama.  Retirees are moving to Collierville because of its favorable tax climate, charming downtown, and great recreation. Fedex has a…...
 
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