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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Laramie is a college town in southeastern Wyoming, home to the University of Wyoming. It is a vibrant place to live and wonderful place for people who love the outdoors, thanks to nearby mountains and wilderness. The ruins of Fort Sanders, an old army fort, lie just south of the city. There are a number of locations on the National…...
 
Orangeburg, population 13,000,  was chosen an All-American city in 2005.  Located in central South Carolina this small town has several colleges (including top-rated Claflin University and South Carolina State University - both predominately black schools). It is known as the Garden City and has a lovely downtown. Orangeburg has an active and very successful redevelopment program. Photo of St. Paul…...
 
 
Santa Fe, New Mexico, is one of the top cultural destinations in the world.  Santa Fe's population of 88,000 (2021) has grown by 42% since 2000 with people aged 65+ accounting for almost a quarter of the population. Located at 7000 feet in the foothills of the Rocky Mountains, Santa Fe offers a unique climate for active adults 55 plus…...
 
The old town of Summerville, South Carolina makes for an interesting retirement community. This charming community of 50,915 (2020 census),  has become a city and suburb of Charleston. It is near the coast and the attractions of that tourist destination. The fast growing region is also home to many planned developments designed for the many active adults 55+ who are…...
 
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