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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Danville is a town of about 16,000 people in central Kentucky, about 30 minutes from Lexington. Some people are considering it for retirement because it is of manageable size, low cost, and convenient to Lexington.  The architecture is very pretty according to some reports and the people are friendly to outsiders. There is a small downtown and a good library.…...
 
Lakeland is east of Tampa, Florida. The dominant feature in Lakeland is the city's many lakes. Thirty-eight lakes are named. The population was 112,000 in 2020. Child of the Sun is the largest single-site collection of Frank Lloyd Wright buildings in the world, and attracts 30,000 visitors each year....
 
 
Miami is the largest city in Florida, located in its southeast corner. It is both a popular destination for tourism and retirement,in addition to being a major international center of commerce.  Miami has beautiful beaches and bays, plus many interesting neighborhoods including the art-deco area of South Beach.  Miami has a very large Cuban-American contingent that gives  international spice to…...
 
Probably everyone has a vision of Cape Cod, even if you haven't been there. Picture a wealthy and postcard-perfect Cape Cod, and you have Chatham, Massachusetts. For many active adults, it could be the perfect retirement community. Set at the Cape’s outer elbow, the town’s is surrounded on 3 sides by ocean. The Chatham Bar is an extremely long sand…...
 
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