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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Knoxville is the third largest city in Tennessee, a popular retirement state. Knoxville is particularly attractive because it is home to the Vols - the University of Tennessee. It is a vibrant college town with big-time sports and many cultural events. The 2021 population was 193,000. Knoxville was the site of the 1982 World's Fair and several buildings, including the…...
 
Elgin is a fast-growing small city of just over 100,000 people that is just west of Chicago in northern Illinois. The city,home to the National Watch Company (Elgin watches) until the 20th century,  is located on the Fox River. The Elgin Street Sweepers were another old Elgin company.There are some great rail to trails in the area, as well as…...
 
 
Davidson is an upscale college town in southwestern North Carolina, home to the elite Davidson College. The population is growing rapidly and is now over 15,000 people (2020). Local downtown businesses, characterized by restaurants and specialty shops, cater to an affluent market. Prestigious, nationally known Davidson College has made the town an intellectual and cultural center, drawing into its orbit…...
 
Sheridan, named after the Civil War general, is an old cattle town of 17,000 in north central Wyoming. It is close to the Montana border and between South Dakota's Black Hills and Yellowstone National Park.  The downtown evokes the old west with its shops, hotels, bars, and over 30 historic structures. Sheridan was ranked number one by the True West…...
 
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