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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Cheektowaga, New York, a suburb of Buffalo, is located in Erie County and has a population of just over 75,000 (2010 census).  The town was named by the Erie-Seneca Indians and means "Land of Many Crabapples" due to the abundance of Hawthorn trees in the area.  Cheektowaga  was originally a farming area, but was then developed during the World War…...
 
Norfolk is a port city on the coast of Virginia, the second largest city in the state.  The population is almost 250,000. It is considered the cultural and commercial center of the region.  It is a major port and the Norfolk Naval Station is a big part of the economy and the largest naval base in the world. NATO's defense…...
 
 
Bakersfield, an inland city between Los Angeles and Fresno, is one of the largest cities in California. Located in the San Joaquin Valley in Kern County,is also very fast growing with a population over 300,000.  Its economic routes are in agriculture, petroleum, and (long ago) gold mining. Bakersfield College and California State University-Bakersfield are 2 large colleges in the area....
 
Amherst is a small town near Lake Erie that is west of Cleveland. The population is just under 12,000. It is known as the sandstone center of the world for its many quarries; the stone was used in grindstones and in local buildings. Photo of "Sandstone Center of the World" marker courtesy of Wikipedia and Chris Light, Licensed under CC…...
 
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