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Biggest Worry About Retiring? Running Out of Money
July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...
Top Retirement Towns
One of the last places to be settled in the continental US, Cody, Wyoming still carries hints of the wild and outdoorsy old west. With a population of just under 10,000, it has a decidedly small-town feel among the scenic northwest corner of the state. It's a relatively popular tourist area, especially for those passing through to Yellowstone National Park…...
Lancaster is a small town and suburb of 7,800 that is west of Boston. Leominster and Bolton are nearby. The area is a bit less expensive than some neighboring suburbs. Photo of First Church of Christ, a National Historic Landmark designed by Charles Bulfinch, and photo of Town Hall courtesy of Wikipedia and Marcbela (both photos in the public domain)....
California is a town of 10,000+ people in southern Maryland on a peninsula near the Chesapeake Bay. This part of Maryland is a bit too far to commute comfortable to Baltimore or Washington so it retains a more rural, small town feel than places closer to those Metros. It is a great place for watersports as the Patuxent River empties…...
Bahia de Caraquez is a laid-back resort community of about 30,000 on a peninsula on the west coast of Ecuador. It's a pretty, subdued seaside location with clean streets, low crime (especially by Ecuador's standards) and white sandy beaches....