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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Located in the picture postcard Coachella Valley, Palm Springs, California has long been one of the most famous retirement communities. It draws active adults from all over the world with its beautiful landscape, rich culture, fine restaurants, diverse communities, and outstanding attractions. The population is 44,575 (2020 census), but many more people live in surrounding towns. Incorporated in 1938, this…...
 
Medford is the regional center in south central Oregon. It sits in the Rogue Valley, which tends to be drier and hotter than other regions of Oregon.  Nearby are other towns that also attract active adults in retirement, such as Klamath Falls and Grants Pass. The city has had an excellent development plan to attract new residents. Downtown Medford is…...
 
 
Laurel Maryland is a suburban town in Prince George's County of about 21,000 people. It is northeast of Washington DC and near Columbia (MD), the National Security Agency's headquarters, Johns Hopkins University's Applied Physics Laboratory, and the Laurel Park Racecourse. There are a number of locations on the National Register of Historic Places in Laurel.  Howard Community College and Prince…...
 
Oro Valley is a rapidly growing region about 15 miles north of Tucson in southern Arizona. CNN/Money named Oro Valley #44 on its list of "Best 100 Places to Live and Launch". The 2020 population is over 44,000, median January temperature is 50, elevation is 2500'. The population is a bit older than Arizona in general, yet many younger families…...
 
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