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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Cupertino is a very affluent community located west of San Jose in the Silicon Valley. The average household income is about $184,000. De Anza College is located in Cupertino, as is the headquarters of Apple Computer.  The city has bike lanes and a very expensive bicycle bridge. It also has ambitious plans to become a more pedestrian oriented city....
 
Tucson, Arizona (population 542,000, elevation 2,375 ft.) has been one of the fastest growing retirement communities in the country for a long time, and with good reason. Like Anacin, it offers a combination of ingredients to solve retirees problems - it is warm in winter, blessed with sunshine almost 300 days per year, has beautiful surroundings, and has ample land…...
 
 
Oak Ridge is a town of about 29,000 people that is west of Knoxville in eastern Tennessee. Oak Ridge is famous for being home to the Manhattan Project in WWII.  The Oak Ridge National Laboratories are a major employer in the region. Retirees here enjoy terrific recreational opportunities in the nearby mountains. A reflection of the community is the fact…...
 
Eureka, California is a port city on the Humboldt Bay of California’s northern coast that makes an excellent retirement community. The population was 27,000 in 2018. Eureka was founded in 1856, and soon became an important port city for northern California's logging and commercial fishing industries. Eureka’s northern isolation means that it missed much of the post-war redevelopment. As result…...
 
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