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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Dunedin is an old sailing town of about 36,000 with a spectacular setting on the west coast of Florida, just above Clearwater.  Dunedin (pronounced da-need'-in) boasts at least a mile of unobstructed views of Gulf beaches including those on Honeymoon Island and Caladesi Island State Park.  The latter was named the best public beach in America. Its downtown is quaint…...
 
Toms River is the county seat and largest town in Ocean County, New Jersey (also includes Dover, both are part of Toms River Township).  The 2010 population was about 90,000.  Residents of nearby towns like Brick, Manahawkin, and Lakewood tend to come here for shopping or doctor's appointments.  It has a busy downtown thanks to many government buildings, yet it…...
 
 
Situated on the northern California coast above San Francisco, Mendocino is one of the most popular vacation destinations in the Golden State. This tiny town of just over 800 has a sizable artist population and great shopping. But most people come to see the unbelievable cliffs and rocks that tower over the raging Pacific Ocean below.  This old logging town…...
 
Tooling along in your Corvette across Arizona on classic Route 66, you will eventually drive through Flagstaff. This small city of 52,000, centered amidst some of the most enchanting physical landmarks in the world, is a top rated community for retirement. At an altitude of 6910 feet the climate is dry and much cooler in the summer than anywhere else…...
 
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