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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Gainesville is the home of the University of Florida, one of the 10 largest universities in the U.S. (enrollment 52,000). The town has many attractions for active adults; in fact it was named as one of the “Top Ten Value Towns” of 2007 for active adults 55+. It has a reputation for being medium sized (population 104,000) inexpensive, a lively…...
 
Ojai is a beautiful resort town in the mountains near Santa Barbara.  The population is over 7,000. Ojai has a small town community feel (everyone seemed to know everyone), home to several vineyards/wineries, 15 miles or so from Ventura beaches, adjacent to thousands of acres of state and federal protected land (Los Padres Nat'l Forest), and miles of flat, paved…...
 
 
Bethel, New York, is a small town and farming community in Sullivan County, with a population of 4,255 ( 2010 census).  Many small hamlets and lakes surround Bethel which include Kauneonga Lake, Smallwood, White Lake, parts of Mongaup Valley, and Swan Lake.  This was all once a very popular vacation area from the 1930's to the 1970's, which was then…...
 
Steamboat, or Ski Town USA as it called, is a mountain resort town in Colorado. Although skiing on Mt. Werner is the main draw here in the winter and spring, the popularity of river sports on the Yampa River, mountain biking, and hiking keep it bustling year-round. The population was about 13,000 in 2020, although it can easily swell higher…...
 
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