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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Just east of Morehead City, Beaufort, North Carolina is a charming and friendly small town of about 4700 by the sea. Pronounced Bow-furt, it is not to be confused with the South Carolina city of the same name, pronounced B'yoo-furt (see the Retirement Guide to Beaufort, SC). The Hatteras barrier islands sweep away to the east, and ferries will take you…...
 
Conroe is a city of 90,000 people north of Houston and along the Interstate. It is adjacent to Sam Houston National Forest and Lake Conroe.  The city has a number of excellent recreation facilities including an Aquatic Center, parks, and Community Center.  Photo of  Downtown Conroe courtesy of Wikipedia and Renelibrary, photo of The Montgomery County Courthouse courtesy of Wikipedia…...
 
 
Las Cruces, the second largest city in New Mexico (113,888 according to the 2023 census), is in the southern part of the state. It has been listed as a “Best Place to Retire” by several organizations for many reasons; low cost of living, active cultural life with its major university, and unusually beautiful location. In addition to active adults who…...
 
If you have been looking for a retirement community in a low-key college town then Murray, with almost 18,000 people in southern Kentucky, might be the place for you. Murray State University – now known as the “Kentucky’s Public Ivy University” - is a highly ranked institution that delivers plenty of cultural opportunities to active adults 55+ living in this…...
 
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