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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Torrance is a city of about 150,000 in southern California, located just north of Long Beach and south of Los Angeles. It is near the ocean and the 6th largest city in Los Angeles County.  picture of Torrance Beach courtesy of Wikipedia and Lars0001 (public domain)....
 
Roseville is a rapidly growing community in northern California about 20 miles from Sacramento. The population was 147,773  in 2020, an increase of  about  77% between 2000 and 2020.  The town has spent tens of millions of dollars to redevelop its aging center. As a result it has attracted significant development and is now a shopping and commercial hub for…...
 
 
Ocean City, Maryland (year round population about 7,000) is a popular resort and retirement community for active adults who enjoy the beach, fishing, boating and a family oriented setting. This beach community in southeastern Maryland has been a popular family resort since the late 1800’s. In May and June graduating seniors come here by the thousands to celebrate their release…...
 
Chandler is a very fast growing community of about 276,000 people in Arizona (2020 census), southeast of Phoenix and Tempe. Chandler is home to some of the largest and fanciest active adult and 55+communities.  People move here for the dry climate and the beautiful desert mountains nearby. For many of the people who live here Chandler, one of the newer…...
 
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