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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

One of the nation’s top tourist and retirement communities is Santa Barbara, California. Located about 85 miles north of Los Angeles, this charming mission city on the Pacific, has done a superb job of preserving its heritage and creating a livable, modern city. The graceful adobe architecture of the Spanish Mission style is everywhere - from the historic Mission Santa…...
 
Eureka Springs is a Victorian resort village in the northwest corner of Arkansas. Its steep winding streets and well-preserved Victorian-era homes give it an alpine feeling. Many of the buildings are built with local stone. The undulating streets rise and fall with the topography in a five-mile long loop.  Eureka Springs has been selected as one of America's Distinctive Destinations. …...
 
 
When baby boomers share notes about potential retirement towns, chances are that Asheville will be the place most frequently  mentioned. Asheville is a prosperous small city with a population 94,589 (2020 Census), (260,000 in Buncombe County) in the Blue Ridge mountains of western North Carolina. Because of its charming environment and mild weather it has long been a desirable retirement…...
 
Mount Joy is a small town in eastern Pennysylvania, not too far from York and Lancaster. It is located in the Amish country and is pleased to have an Amtrak stop nearby.  picture of Wells Fargo Bank on Main Street courtesy of Wikipedia and smallbones; picture of Amish buggy courtesy of Wikipedia and it.utente:thecadexpert, both pictures Licensed under CC BY-SA…...
 
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