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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Located in western Vermont near the New York border, Middlebury, Vermont, is home to one of America's top liberal arts colleges, Middlebury College. It has to be one of the top settings for a college town of anywhere, and has attracted many baby boomers who are making it their retirement community. The population is 7,000 (2020). Two of the big…...
 
Lone Tree is an extremely wealthy suburb about 26 miles southwest of Denver. Population is just under 12,000 (2012 census).  Town Motto: It's a great day to be in Lone Tree!...
 
 
St. Marys is a fast growing town in extreme southeastern Georgia with more than 17,000 residents. It is the access to Cumberland Island, one of the gorgeous Sea Islands off Georgia's southern coast.  St. Marys gets a favorable mention by most people considering living in the area. It is near the naval base and is popular for military retirements.  Obviously…...
 
Bethesda is one of the most affluent suburbs in the country, located just to the north of and bordering on Washington, D.C. The population is 60,000 and the median household income is over $135,000. Photo of An aerial view of National Institutes of Health in Bethesda, Maryland, courtesy of Wikipedia and U.S. Dept. of Health and Human Services (public domain);…...
 
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