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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

The charming and historic town of Breckenridge, Colorado, sits 9,300 feet above sea level in a U-shaped valley on the western slope of the Continental Divide. The small town has a population of 4,749 residents (2014 census), but that number swells to 39,000 during the busy ski season with visitors and the many second home owners. Breckenridge Ski Resort is…...
 
When baby boomers share notes about potential retirement towns, chances are that Asheville will be the place most frequently  mentioned. Asheville is a prosperous small city with a population 94,589 (2020 Census), (260,000 in Buncombe County) in the Blue Ridge mountains of western North Carolina. Because of its charming environment and mild weather it has long been a desirable retirement…...
 
 
Manahawkin is a fast growing town and popular retirement community on New Jersey’s southern coast. It is directly across Barnegat Bay from Long Beach Island, barrier island and summer resort on the Atlantic Ocean. Fishing, boating, and beaches are excellent. Although the town population is only about 2,500 (2020), Manahawkin is part of Stafford Township, which has more than 22,500…...
 
Situated on the northern California coast above San Francisco, Mendocino is one of the most popular vacation destinations in the Golden State. This tiny town of just over 800 has a sizable artist population and great shopping. But most people come to see the unbelievable cliffs and rocks that tower over the raging Pacific Ocean below.  This old logging town…...
 
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