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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Toccoa is a small town bordering on giant Lake Hartswell in northeastern Georgia. The population was 8,500 in 2010.  Atlanta is approximately 90 miles, Athens is 50. The area is rural with many people having seasonal or weekend homes on the Lake.  Toccoa Falls College is a Christian College. Photo of Currahee Military Museum courtesy of Wikipedia and Dsdugan (public…...
 
Rockaway Township is located near I 80 in northern New Jersey. This rural area has many lakes.  The population of Rockaway, the town, is about 6,000. Morristown, Hackettstown, and Hopatcong are nearby....
 
 
Orangeburg, population 13,000,  was chosen an All-American city in 2005.  Located in central South Carolina this small town has several colleges (including top-rated Claflin University and South Carolina State University - both predominately black schools). It is known as the Garden City and has a lovely downtown. Orangeburg has an active and very successful redevelopment program. Photo of St. Paul…...
 
Warner Robins is a rapidly growing town of 70,000 about 15 miles south of Macon, Georgia. It is right off I-75 in central Georgia. Robins Air Force Base is located in Warner Robins. Business Week named Warner Robins the "Best Place to Raise a Family" in Georgia. Photo of Robins AFB main gate sign courtesy of Wikipedia and United States…...
 
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