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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Auburn-Opelika is a metropolitan area in Alabama which comprises Auburn and Opelika as well as several other incorporated and unincorporated communities. The latter has about 26,000 residents while Auburn has 56,000. This is a college town - Auburn University is located in Auburn with its 27,000 students. This pleasant city of  Auburn has a population over 53,000 with many cultural,…...
 
The retirement community of Daytona Beach is also a tourist destination and community of 64,000 located in the northern portion of Florida’s east coast. It attracts more than 8,000,000 visitors a year. Blessed with many nicknames, it is known as “The Birthplace of Speed”, thanks to its hard beaches where early automobile speed demons raced and broke records. The speed…...
 
 
Rehoboth Beach, Delaware is a beach community located on the pastoral Delmarva Peninsula (a portmanteau comprised of parts of Delaware, Maryland, and Virginia). Because this peninsula requires some effort to get here, it is less discovered than other resorts on the middle Atlantic coast such as Ocean City. This hospitable town, billed as “The Nation’s Summer Capital”, was chosen by…...
 
Harrisburg is the capital and almost geographical center of the state of Pennsylvania. Once depressed and down, Harrisburg had a resurgence thanks to the money being spent by the state in development. Unfortunately in 2010 the effect of that spending caused severe financial problems (see What is Not Special About Harrisburg below). Its geographical setting is spectacular, located as it…...
 
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