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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Panama City, population 37,000,  is in the panhandle of Florida between Tallahassee and Pensacola. As you can see from the map, it is a city on the coast with a very large bay.  Barrier islands are nearby with great beaches. Tyndall Air Force Base is located east of the city.  The area is popular with retirees who want to live…...
 
Chesterfield Township, Michigan, is made up of nine communities with a population of about 45,000, and is considered part of Metro Detroit, which is approximately 30 miles south. The township is bordered on the southeast by Anchor Bay which is part of Lake Saint Clair and offers boating and water recreation, while the township's northern area is considered to be…...
 
 
A relatively isolated, small beach community, Orange Beach is located on a barrier island along the Gulf Coast, close to the west Florida border. Bustling in the summer and much quieter in the winter, the year-round population is just over 8,000, and growing (2020). Orange Beach is a booming tourist town. Fishing and golf-centric, Orange Beach also has beautiful bright-white…...
 
Orakei is located in the North Island of New Zealand with a population of 79,536 during the 2013 census.  As a peninsula, the town is on the shores of the Waitemata Harbour, the Hobson Bay and the Orakei Basin and is considered a suburb of Auckland, which is just three miles away.  Picture of Orakei View of the Hobson Bay…...
 
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