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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Ruskin is a small town south of Tampa on Florida's west coast (population 28,620 in 2020). It is an unincorporated community that is part of Hillsborough County. Fed up with over development, the area has petitioned the state to allow it to become a separate, incorporated city. Ruskin was founded as a utopian socialist community inspired by John Ruskin....
 
Bartow is an up and coming community of 17,000 about 40 miles east of Tampa in central Florida. The town is formerly rural but now attracting all kinds of people, including retirees and active adults.  Its live oak trees and many preserved historical buildings give it a southern charm that is very refreshing. The town is laid out in a…...
 
 
Flagler Beach is a small town on Florida's north Atlantic coast, just above Daytona Beach and below Palm Coast.  The town is named for the former partner of John D. Rockefeller in Standard Oil, who went on to become a famous hotelier and railroad builder in Florida.  The population has declined somewhat to just under 4,500.  The peaceful 6 mile…...
 
Grove City is a suburb of Columbus with a population of 36,000 (2014 census).  There is a historic downtown section and town center but many businesses, hotels and restaurants are located on Springtown Road.  Beulah Park opened in Grove City in 1923, and was the first thoroughbred racetrack in Ohio. It saw its final day of racing in 2014.  Picture…...
 
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