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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

New Smyrna Beach is a peaceful beach community of 23,000 located in the northern portion of Florida’s east coast. It prides itself on being a laid back coastal community, free of crowds and pollution. The city incorporates the city of Coronado Beach. New Smyrna Beach was the center of intense real estate speculation during the 1920’s; about 800 buildings from…...
 
The City of Fort Walton Beach, on “The Emerald Coast” is a popular beach and fishing community of about 20,000 residents on Florida’s extreme northwest coast, almost in Alabama.  The busiest time of the year is summer, although it is also a popular destination for spring breakers. Many of its residents are active adults using it as a retirement community.…...
 
 
Charleston. “The Holy City”, is undoubtedly one of the most beautiful cities in the U.S. as well as being one of its top tourist attractions. Located on the coast of South Carolina this city of many prominent churches was founded in 1670. Until  the mid 1800's it was one of the 10 largest cities in North America. Today the city…...
 
Pensacola, population 54,310 (2020 census),  is a popular town for retirement and tourism in the western end of the Florida panhandle.  Its location on the Pensacola Bay gives it access to the emerald  green waters and sandy beaches of the Gulf of Mexico.  People often remember that as a historical note about Pensacola, flags of 5 different governments have flown…...
 
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