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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Wake Forest is a town of 47,601 residents (2020 census), and is just  north of Raleigh, the state capital. It offers parks, greenways and golf courses. Wake Forest University began here, but moved to Winston-Salem in 1956....
 
Southfield is a busy suburb of Detroit that is now part of the office market for corporate Detroit. There are 5 golden skyscrapers with over a million sq.ft. of office space.   The population, which has declined in recent years, is just over 75,000.   The city has a wonderful library. The Civic Center was expanded in 1971 to include a…...
 
 
Independence is a small town of about 9,400 in southeastern Kansas, very near the Oklahoma border.  The town recently received significant fame for its Independence Public Library (pictured above courtesy of the Library's Facebook page), which was named the "Best Small" library in the country by Library Journal. Part of the reason for the prize was the library's hard journey…...
 
A small town environment along with a major university awaits those who choose Clemson, South Carolina as their retirement community. This town of 13,000 is nestled in the extreme Northwestern corner of South Carolina near the Georgia, North Carolina, and Tennessee borders. The Blue Ridge Mountains stretch into the distance. Atlanta is a mere two hours away via Interstate 85.…...
 
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