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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Leonardtown is a very small town located in a pastoral section of Maryland between the mouth of the Potomac River and Chesapeake Bay at the southern end of a large peninsula. This area has been slow to be developed because of its distance from any city and the bridges that had to be crossed to get here. On the way…...
 
Biloxi, Mississippi, is on the Gulf of Mexico and the Mississippi Sound. This old town has miles and miles (26) of white sandy beaches and at least 9 major casinos, including the Hard Rock, Jimmy Buffet's Margaritaville, and Beau Rivage. The city has many attractions (see What is Special in next section) besides these as well.  Biloxi has a small…...
 
 
Hollywood Beach is a very popular Hollywood, Florida, neighborhood and known for its one-of-a-kind boardwalk that extends over two miles along the Atlantic Ocean. The brick-paved promenade is popular with walkers, joggers, hikers and bikers, and is lined with restaurants, hotels and parks. It has been named one of America's Best Beach Boardwalks by Travel + Leisure Magazine, and in…...
 
San Ramon, Costa Rica is a small village being developed with several retirement communities popular with American expatriates. The town is about a 45 minute drive from great beaches. The town is an area with sweeping views of the mountains and the coast. The climate is pleasant year round. The city lies at an elevation of 1,057 meters above sea level…...
 
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