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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Toms River is the county seat and largest town in Ocean County, New Jersey (also includes Dover, both are part of Toms River Township).  The 2010 population was about 90,000.  Residents of nearby towns like Brick, Manahawkin, and Lakewood tend to come here for shopping or doctor's appointments.  It has a busy downtown thanks to many government buildings, yet it…...
 
Boston is a market town in Lincolnshire.  There is a retirement community in the area (see link at right)....
 
 
Lacey is a city of about 42,000 people in west central Washington. Originally an agricultural and timber based town, the economy is a bit more diverse now. St.Martin's University, a coed and Catholic university with about 1500 students, is located here. Lacey was designated an official "Green Power Community" by the EPA  for its use of renewable energy sources; 5%…...
 
South Hero is a very small town of less than 2,000 on an island in northwestern Vermont.  It has a stunning location almost in the middle of Lake Champlain, connected to the rest of Vermont by Route 2.  It is a popular resort, particularly in the summer. It combines rural and lake.  Although you can live here in winter, it…...
 
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