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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

If you like horses and an easy-going, warm weather climate you might want to think about making Aiken, South Carolina your retirement community. This town of almost 30,000 in western South Carolina’s Sand Hill country grew up as a healthy retreat where the wealthy could escape from hot weather. The “Winter Colony” as it is called has always been popular…...
 
Laguna Woods is home to one of the country's largest active adult communities - Laguna Woods Village - an age-restricted community. Its motto is Resort Living, California Style. It is located on 2,100 acres of rolling hillsides just minutes from the Laguna Beach coastline in Orange County. The community is comprised of 12,736 dwellings and is considered to be one…...
 
 
Danville is a town of about 16,000 people in central Kentucky, about 30 minutes from Lexington. Some people are considering it for retirement because it is of manageable size, low cost, and convenient to Lexington.  The architecture is very pretty according to some reports and the people are friendly to outsiders. There is a small downtown and a good library.…...
 
Mesa is a fast growing southern suburb of Phoenix, Arizona.  Originally founded by the Latter Day Saints (Mormons), about 10% of the population is Mormon today. This college town (the Polytechnic campus of Arizona State University, East and Mesa Community College) of 504,258 (2020 Census), is located near the amazing Superstition Mountains.  It is the 3rd largest city in Arizona.…...
 
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