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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Chico, California represents a more affordable California retirement community for baby boomers who are looking for an active outdoor lifestyle. Located in the Sacramento River Valley, the city is the cultural, economic, and educational center of the northern Sacramento Valley. There are more than a dozen parks and greenways. Fishing, skiing, biking, and hiking are abundantly available in the nearby…...
 
Rehoboth Beach, Delaware is a beach community located on the pastoral Delmarva Peninsula (a portmanteau comprised of parts of Delaware, Maryland, and Virginia). Because this peninsula requires some effort to get here, it is less discovered than other resorts on the middle Atlantic coast such as Ocean City. This hospitable town, billed as “The Nation’s Summer Capital”, was chosen by…...
 
 
Gilbert is a very fast growing town of over 200,000 located southeast of Phoenix. It is between Mesa and Chandler.  The city is a bedroom community for Phoenix and Tempe, as well as home to many retirees living in active adult communities. Gilbert is characterized as more suburban and more of a town than nearby Chandler, although the latter has…...
 
Elk Grove is an affluent town and suburb of about 1766,000 residents (2020). The town is about 15 miles south of Sacramento, and played a part in the early gold rush in this area. After that, it became a close-knit community evolved with a distinctly rural and western lifestyle, and now it is a also a wealthy suburb. There is…...
 
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