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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Florence is a town of about 21,000 people located southeast of Phoenix. It is one of the oldest towns in Arizona. The Arizona State Prison is nearby and a major employer. The downtown is a historic district. In WWII the town was a POW camp. Photo of Second Pinal County Courthouse in Florence courtesy of Wikipedia and Shereth, photo of…...
 
Irvine, California is a planned community of about 200,000 in Orange County, California. Because of its housing, good schools, and jobs, Irvine was chosen in 2008 by CNNMoney.com as the fourth best place to live in America. In 2010, the FBI stated that it was the community with the lowest crime rate of towns with populations over 100,000. Irvine is…...
 
 
Arkadelphia is an outdoorsy, mountainside rural community in one of the oldest areas in Arkansas.With a population of just over 10,000, the cost of living is underneath the national average. Lakes, rivers, and a national park make Arkadelphia a great place to get outside. A college town, there are two universities here. Picture of DeGray Dam and Lake on the…...
 
Holland, Michigan owes its heritage to its Dutch settlers. With its own tulip festival and distinctive Dutch architecture, this popular retirement and tourist community of 34,000 would not be easily confused with a charming town in the Netherlands. Its location on the shores of Lake Macatawa provides plenty of summer fun for active adults 55+ at the beach or on…...
 
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