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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

This suburb south of Cleveland is relatively affluent and crime free.  North Royalton's population is just under 30,000 and growing slightly. Photo of The John M. Annis House built 1833 and listed on the National Register of Historic Places, courtesy of Wikipedia and Nyttend (public domain)....
 
Fernandina Beach is an old town at top of Florida's eastern coast. Amelia Island is just below it,  a 13.5 mile long barrier island on the Atlantic Ocean and the northernmost point of eastern Florida. While Amelia Island Plantation is a private community and resort, Fernandina Beach is the biggest town on the island (11,000 people with an average age…...
 
 
Chester, a town of about 77,000 that is south of Liverpool, is one of the most interesting towns in England. It is a former Roman outpost and then medieval city.  The walls from the latter era still almost completely surround Chester, and it is one of the best preserved walled cities in the British Isles. Chester has a number of…...
 
As you watch the sunset over the Pacific while sitting on an empty black sand beach, you’ll ask yourself, where are the people? Don’t worry. Nicaraguan families flock to this beach town on Sundays. But the rest of the week, it’s all yours. A few foreigners have recognized this and have set up very small beachside hotels. However, hurricanes and…...
 
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