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Biggest Worry About Retiring? Running Out of Money

July 23, 2025 -- Almost two thirds of Americans have this understandable fear- that they will live longer than their money lasts. According to the Morningstar Center for Retirement & Policy Studies, 45% of Americans who retire at 65 have an increased risk of running out of retirement savings before they die. The basic problem is that most people haven't…...

Top Retirement Towns

Bartow is an up and coming community of 17,000 about 40 miles east of Tampa in central Florida. The town is formerly rural but now attracting all kinds of people, including retirees and active adults.  Its live oak trees and many preserved historical buildings give it a southern charm that is very refreshing. The town is laid out in a…...
 
Key West, Florida is an extremely charming community, the southernmost in the U.S. Many active adults choose this city and island 90 miles north of Cuba as their retirement community because of its sub-tropical warmth, its diversity (home to many gays), and its laid-back charm. Key West offers a cross between a Caribbean island and an affluent U.S. tourist destination.…...
 
 
Waitsville, Vermont (population 1,700) is an interesting retirement choice for someone who enjoys the outdoors and doesn’t mind cold weather. Often thought of together with the small adjacent town of Warren, Waitsfield is just a few miles from 2 top Vermont ski resorts, Sugarbush, and Mad River Glen. The town itself is cute and exudes a New England feeling as…...
 
Madison has been a star since it was chosen as the state capital of Wisconsin - even before the town existed. An ideal retirement community, it consistently rates as one of the top places in the U.S. to live and retire. Its downtown is located in the picturesque isthmus between 2 lakes, Lake Mendota and Lake Monona, although there are…...
 
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