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Everything you need to live life to its fullest is now in Peachtree City. With Kolter Homes’ award-winning active adult community, Cressw...

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Located near one of America's top college towns - Chapel Hill, NC - Fearrington Village is a planned community of nearly 2000 people, cra...

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Cresswind at Lake Lanier is Georgia’s best-selling, most-awarded active adult community offering quality new homes for sale on the southe...

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Just four miles from Bethany Beach, Millville by the Sea strikes the kind of balance you might spend your whole life looking for, a new-h...

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Few towns in the Southeast offer more gracious charm than Aiken, South Carolina.  Take a relaxing stroll through Aiken's tree-lined ...


Reverse Mortgage Might Be in Your Future

Category: Financial and taxes in retirement

This is the second of a multi-part article on retirement confidence and the ability of retirees to have a comfortable retirement. The first article was called “Retirement Confidence Hits Rock Bottom“.

A new study from the Boston College Center for Retirement Research shows that 6 out of 10 retirees (61%) are at risk of not having enough retirement income to maintain their pre-retirement living standard. Those who choose to use a reverse mortgage to increase their retirement income can reduce their risk to 51%. For many reasons, however, only (more…)

Posted by John Brady on March 30th, 2010

Retirement Confidence at Rock Bottom – Working Longer Seen as Solution

Category: Financial and taxes in retirement

March 20, 2010 — According to a new study from the Employee Benefit Research Institute (EBRI), worker confidence about their retirement has hit rock bottom. The 2010 Retirement Confidence Study found that the percentage of workers who are very confident about having enough money for a comfortable retirement has stabilized at 16 percent, statistically equivalent to the record low 13% reported in 2009. Among workers who are already retired, the confidence index is slightly better at 19%.

These numbers paint a very discouraging picture about retirement – only 1 in 5 (more…)

Posted by John Brady on March 21st, 2010

Best States to Die In (but it’s not a good year to do it anywhere)

Category: Financial and taxes in retirement

March 15, 2010 and updated February 13, 2016 — Notes: First,this article was prompted by an excellent suggestion from one of our visitors, Gerry. Second, since this article was written the U.S. Congress passed and the President signed a bill that extends the estate tax permanently with a $5 million (indexed to inflation) exemption from each estate .

It’s not the cheeriest topic, but what critics call the “death tax” is on the minds of many people. The Economic Growth and Tax Relief Reconciliation Act of 2001 set up lower estate tax rates and higher exemptions through 2009, and then repealed the estate tax in 2010. After a high anxiety period in which no one really knew what Congress would do about this, a $5 million exemption went into effect, indexed (more…)

Posted by John Brady on March 15th, 2010

Worst Retirement Mistakes to Avoid

Category: General Retirement Issues

We’ve posted a new article in our Tips and Picks section on the “Worst mistakes you can make in retirement”. Our hope is that you can examine them vs. your own situation and at least avoid the most serious of them.

Post your worst retirement mistakes here. And better yet, use the comments section below to share your best retirement planning success tips!

Posted by Admin on March 8th, 2010

What You Need to Know When the HOA Takes Over from the Developer

Category: Retirement Real Estate

This article is Part 3 in our series about Home Owners Associations (HOA’s). Part 1 was called “Meet the New Boss – Your HOA“, and Part 2 was “What You Need to Know about Your Home Owners Association“. We are grateful to Joe West, CEO of the Community Associations Network, for his assistance in preparing these articles.

As if Home Owners Associations (also called Community Associations) and condo associations didn’t have enough issues to deal with, at some point in their lives also have (more…)

Posted by John Brady on March 2nd, 2010

You’re Retired in Your New Home – But Are You Safe from Fire?

Category: Health and Wellness Issues

fire_logo_v2_cropped_bwYou are finallly retired, you’ve chosen a great community, and now you are living in your new home – whew! But before you relax completely, make sure you get to enjoy your new lifestyle for a long time by taking some basic safety precautions. Every year, more than 3,000 people die in home fires in the United States; most of whom are in homes without a working smoke alarm. To prevent these deaths, the U.S. Fire Administration (USFA), a division of the Federal Emergency Management Agency (FEMA) is sponsoring a nationwide Install. Inspect. Protect. Campaign designed to raise (more…)

Posted by Admin on March 1st, 2010